We were just about to exchange contracts for a garden flat in Treharris. We encountered a snag. The loan offer with Santander runs out on 16/2/2026 but the owners are suggesting a completion date of 18/2/2026. Is it possible to prolong the loan expiry date?
The best person to deal with your concern is your conveyancer who will determine if they corresponding with the lender, seller’s representatives, estate agents or indeed all parties given what has happend in your house move as of today.
Can your site be used to locate a Conveyancing solicitor in Treharris even if I’m not buying or disposing of a house, for instance if I intend to buy an office in Treharris with a loan from Lloyds TSB Bank?
Our search tool is primarily used to select domestic conveyancing solicitors in Treharris but we have set out towards the end of this page a few Treharris commercial conveyancing firms. You should speak with the solicitors directly to see if they are also authorised to represent Lloyds TSB Bank
I used Arc property Solicitors several years past for my conveyancing in Treharris. Now, I need my files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Treharris of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Treharris with the aid of help to buy. The sellers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not to tell my solicitor about the extras as it may impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Treharris is the location of the property. Is there any guidance you can impart?
Flying freeholds in Treharris are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Treharris you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Treharris may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I better off to go with a Treharris conveyancing solicitor based in the vicinity that I am purchasing? We have a good friend who can execute the conveyancing however his firm is located a couple of hundredmiles away.
The benefit of a local Treharris conveyancing practice is that you can visit the firm to sign paperwork, deliver your identification documents and apply pressure on them where appropriate. They will also have local insight which is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and in the main were happy that must outweigh using an unfamiliar Treharris conveyancing solicitor solely due to them being Treharris based.