I am selling our house in Ebbw Vale and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Ebbw Vale lawyer would know this is not the case. It does beg the question why the buyers are using a national conveyancing outfit rather than a conveyancing solicitor in Ebbw Vale. Having lived in Ebbw Vale for 5 years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Ebbw Vale for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ebbw Vale conveyancing specialists.
I decided to have a survey carried out on a property in Ebbw Vale before appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some lenders tend not give a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ebbw Vale. Conveyancing will be smoother if you use a solicitor in Ebbw Vale especially if they are familiar with such properties in Ebbw Vale.
How do I use your search app to get a quote from a conveyancing lawyer in Ebbw Vale on the authorised to act for my mortgage?
Step one is to pick a lender such as Birmingham Midshires, Leeds Building Society or Bank of Ireland then type in your location e.g. Ebbw Vale. Conveyancing practices in Ebbw Vale and further afield will then be identified.
I only have 62 years left on my flat in Ebbw Vale. I now wish to extend my lease but my freeholder is absent. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to prove that you have done all that could be expected to find the landlord. On the whole a specialist should be useful to conduct investigations and to produce an expert document to be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to proving the landlord’s absence and the vesting order request to the County Court overseeing Ebbw Vale.
Ebbw Vale Leasehold Conveyancing - Examples of Questions you should consider Prior to Purchasing
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It would be wise to enquire if the the lease includes any unreasonable restrictions in the lease. For instance plenty of leases prohibit pets being permitted in certain buildings in Ebbw Vale. If you like the propertyin Ebbw Vale but your cat can’t make the move with you then you have a very difficult choice. You should be aware that where the lease has fewer than eighty years it will impact the marketability of the apartment. It is worth checking with your mortgage company that they are willing to go ahead with the loan given the lease term. A short lease means that you will most likely have to extend the lease at some point and it is worth discovering how much this will be. Remember, in most cases you will need to own the premises for 24 months in order to be legally able to exercise a lease extension. It is important to be aware if redecorating or some other major work is pending that will be shared by the leasehold owners and will materially impact the level of the service charges or require a specific invoice.
Why is it not possible to complete my conveyancing in Ebbw Vale on Easter Monday?
Because on completion the purchase price needs to pass between the banks of the buyer and seller's conveyancer and currently this can only happen on a working day. So you can't complete on a weekend either.