Am I correct in assuming that the fact that my solicitor in Leigh On Sea is not on my mortgage company's conveyancing panel that there is a problem with the quality of the firm’s conveyancing?
That is most likely an incorrect assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Leigh On Sea conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
My apartment in Leigh On Sea is up for sale and I have accepted an offer. Does my solicitor have to be required to be on the Principality conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
I am helping my niece sell her flat in Leigh On Sea. Does the solicitor arrange an energy assessment or should I organise this?
Following the abolition of Home Packs, energy performance certificates was retained a compulsory component of moving property. An EPC should be to hand in advance of the property being advertised. It is not a task that law firms ordinarily arrange. Where you are using a Leigh On Sea conveyancing solicitor they may help arrange energy assessments due to their relationships with reputable Leigh On Sea providers
We are getting a further advance on our mortgage from RBS as we wish to carry out a loft conversion to our house in Leigh On Sea. Do we need to appoint a bricks and mortar Leigh On Sea solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS don't usually appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS list.
I am selling my apartment. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being a right pain. The Leigh On Sea solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Leigh On Sea? or Apparently there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Leigh On Sea?
Unless a previous acquisition of the house completed post 12 October 2013 you can expect lawyers handling conveyancing in Leigh On Sea to continue to advocate a chancel search and or chancel repair liability policy.
I am a sole trader wishing to lease a unit on the high street. Can you recommend lawyers offering no-sale-no costs for non-domestic conveyancing in Leigh On Sea for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Leigh On Sea, including the sale and purchase of businesses as well as simply premises. Whether you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we can find you the right solicitor. Regarding the fees these will vary based on the structure and nuances of the proposed transaction. Let us have your contact information or telephone so as to enable us to supply you with comprehensive commercial conveyancing quote.
Being a leasehold owner I am liable for a service charge for my appartment in Leigh On Sea. As a result of flawed financial planning I slipped behind with remittance. I negotiated a payment plan but there is still three grand outstanding as of today.
I want to dispose of the property and I am concerned this can jeopardize the sale if I have to settle the arrears now. I'd like to sell up and subsequently pay them back with the proceeds - is this practicable?
It would be wise to check with the conveyancer handling your Leigh On Sea conveyancing but one option may be to agree for the debt to be attributed to the purchasers. The purchase price payable would be reduced to reflect the amount of debt they take on. They would then discharge the outstanding monies post completion of the sale.