Is the fact that my solicitor in Gillingham is not listed on my bank's conveyancing panel that there is a problem with the standard of her conveyancing?
That is most likely an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Gillingham conveyancing practice and enquire why they are no longer on the approved list for your lender.
Would the conveyancing solicitors that you recommend handle conveyancing in Gillingham by way of an attended exchange?
We do have a number of conveyancing experts who can conduct one day exchanges. Please contact us to secure a fee calculation and details as to dates.
Do lenders provide you with an approved list of Gillingham conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?
Gillingham conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
I am buying a semi-detached house in Gillingham. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Gillingham you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Gillingham.
I am looking for a flat up to £305k and found one close by in Gillingham I like with a park and railway links nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Gillingham suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the shortness of the lease will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
Is it simple use your search tool to select a conveyancing lawyer in Gillingham on the panel for my lender?
1st select a mortgage company such as Yorkshire Building Society, Skipton Building Society or Britannia then specify your preferred area such as Gillingham. Conveyancing practices in Gillingham and across England and Wales should be identified.