Can I use your services to recommend a Conveyancing solicitor in Burnham On Crouch even if I’m not buying or disposing of a house, for example if I want to buy a shop in Burnham On Crouch with a loan from Platform Home Loans Ltd?
The service is primarily utilised to get a quote from residential conveyancing solicitors in Burnham On Crouch but we have recorded towards the end of this page a selection of Burnham On Crouch commercial conveyancing firms. You will need to speak with the firm directly to establish if they are also authorised to represent Platform Home Loans Ltd
Is it the case that all Burnham On Crouch solicitor firms on the UBS conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.
I have paid off my mortgage with Nationwide. I assume I don't need a Burnham On Crouch solicitor on the Nationwide panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
After what seems like an age I have had an offer on a flat in Burnham On Crouch agreed to, the vendors do nevertheless have a connected purchase. The sellers have offered on on an apartment, but it’s not yet tied up, and are looking at other flats in the pipeline. I have selected a nearby conveyancing solicitor in Burnham On Crouch. What do I do now? When do I get the mortgage application with Skipton going?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then valuation, Burnham On Crouch conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the Skipton approved list. Concerning the subsequent steps this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. During a buoyant market some home buyers will apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with searches.
It has been 4 months following my purchase conveyancing in Burnham On Crouch took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Burnham On Crouch with a loan from Coventry Building Society. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent told me not inform my solicitor about this extras as it will impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to switch firm as I need to appoint one who is on the Alliance & Leicester conveyancing panel. I was using a local conveyancing solicitor in Burnham On Crouch five minutes from me but the firm is not accepted by Alliance & Leicester
We will our best to assist in finding you a conveyancing solicitor in Burnham On Crouch on the Alliance & Leicester panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Burnham On Crouch. Using search facility on this page, you can contrast charges for conveyancing solicitors in Burnham On Crouch and beyond.
What are your top tips when it comes to choosing a Burnham On Crouch conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for lease extension works (regardless if they are a Burnham On Crouch conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you talk with several firms including non Burnham On Crouch conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:
What volume of lease extensions have they conducted in Burnham On Crouch in the last twenty four months?
Leasehold Conveyancing in Burnham On Crouch - Examples of Queries before buying
Be sure to find out if there are any onerous prohibitions in the lease. For example plenty of leases prohibit pets being allowed in in a block in Burnham On Crouch. If you like the apartmentin Burnham On Crouch however your cat can’t make the move with you then you have a very hard determination. The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this situation the lessees have control and notwithstanding that a managing agent is frequently employed if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. The majority of Burnham On Crouch leasehold properties will incur a service charge for maintenance of the building invoiced by the landlord. If you purchase the property you will have to pay this amount, usually periodically during the year. This could vary from two or three hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a rentcharge to be met annual, this is usually not a significant sum, say approximately £50-£100 but you need to enquire as occasionally it can be many hundreds of pounds.