I am purchasing a maisonette in Westcliff On Sea. My property lawyer is not listed on the lender solicitor list. Am I still permitted to appoint my Westcliff On Sea conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?
One must use a lawyer to deal with the formalities if you require a mortgage to buy your home. They will conduct all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage documentation is in order. One can select a Westcliff On Sea solicitor of your choosing. Nevertheless, where the conveyancer appointed is not on the lender conveyancing panel further fees will be levied as separate legal representation will be need by the mortgage company. Lender panel applications may be submitted, so if your solicitor has not previously sought membership they should do so.
We note that you have a post code search directory listing solicitors on the Barclays conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Westcliff On Sea?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Westcliff On Sea.
The Westcliff On Sea conveyancing lawyers that I recently instructed on my purchase in Westcliff On Sea have suddenly closed. I chose them because I had to have a solicitor on the Skipton conveyancing panel and my family Westcliff On Sea lawyer was not. I paid them funds on account. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Skipton conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
I have been told that property searches are the primary cause of stalling in Westcliff On Sea house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Westcliff On Sea.
Due to the advice of my in-laws I had a survey completed on a property in Westcliff On Sea before appointing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend refuse to issue a loan on such a premises.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Westcliff On Sea. Conveyancing may be slightly more expensive based on your lender's requirements.
How does the Landlord & Tenant Act 1954 affect my commercial property in Westcliff On Sea and how can you help?
The 1954 Act gives protection to commercial tenants, giving them the right to make a request to court for a new lease and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Westcliff On Sea