We are purchasing a 1 bedroom apartment in Queenborough with a mortgage. We have a Queenborough lawyer, however the mortgage company says he's not on their "panel". We have to appoint one of the lender panel firms or keep our Queenborough conveyancer as well as pay for one of their panel ones to act for them. We regard this is unjust; are we not able to demand that the mortgage company use our Queenborough conveyancing practitioner ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Queenborough conveyancing lawyer to apply to be on the conveyancing panel.
I am planning to acquire a property and require a conveyancing solicitor in Queenborough who is on the Platform Home Loans Ltd conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Queenborough. We dont recommend any particular firm.
What can a local search reveal about the property I am buying in Queenborough?
Queenborough conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for instance Onsearch The local search plays a central part in many a Queenborough conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search should supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Are there restrictive covenants that are commonly identified as part of conveyancing in Queenborough?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Queenborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
We are 14 days into a freehold purchase having been recommend to conveyancers by the high street agent to execute conveyancing in Queenborough. I am not happy. Could you help me find new solicitors?
They would have to be really bad in order to consider diss instructing them. Has the loan offer been issued? If so you must advise them of the replacement lawyer and get the mortgage documents are re-sent. Your new conveyancer should be on the lenders approved list to avoid escalating charges and frustration. That should be your starting point. Our search tool will help you find a bank approved conveyancer for your conveyancing in Queenborough
Can you offer any advice when it comes to choosing a Queenborough conveyancing firm to carry out our lease extension conveyancing?
When appointing a conveyancer for your lease extension (regardless if they are a Queenborough conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you talk with several firms including non Queenborough conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:
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How many lease extensions have they conducted in Queenborough in the last 12 months?
Queenborough Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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Is there a share of the freehold? The answer will be useful as a) areas could result in problems in the block as the common areas may start to deteriorate where repairs remain unpaid b) if the tenants have a dispute with the running of the building you will need to know about it Is anyone aware of any major works in the planning that could increase the maintenance charges?