I have just been advised by my mortgage broker that my Benfleet property lawyer is not on the lender Solicitor panel. What can I do to be certain if this is indeed the case?
The best course of action for you to take is to call your Benfleet conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a Benfleet conveyancing practice that is on the approved list of lawyers for your mortgage company.
I require fast conveyancing in Benfleet as I have a deadline to complete inside one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Benfleet the following are instances of what can appear and therefore impact future mortgageability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I am buying a new build house in Benfleet benefiting from help to buy. The builders would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not disclose to my conveyancer about this extras as it may affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I will soon part with £400,000 on a garden flat in Benfleet I would like to have a conversation with the lawyer concerning theconveyancing prior to giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be carrying out your conveyancing in Benfleet.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Benfleet should be the amount on the final invoice that you are charged.
My husband and I are 14 days into a freehold purchase having been recommend to conveyancers by the local agent to carry out the conveyancing in Benfleet. I am am extremely dissatisfied with the level of service. Can you you assist me in finding new lawyers?
They would need to be really poor to suggest diss instructing them. Has your mortgage offer been issued? In the event that it has you need to inform them of the new contact details and get the loan are issued to the new lawyers. Your new solicitor ideally should be on the banks approved list to avoid supplemental charges and delays. That should be your starting point. Our search tool will help you find a bank approved lawyer for your home move in Benfleet
My wife and I purchased a leasehold house in Benfleet. Conveyancing and The Royal Bank of Scotland mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1997. The conveyancing solicitor in Benfleet who acted for me is not around. What should I do?
The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. It is not necessary to instruct a Benfleet conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Benfleet - A selection of Questions you should ask Prior to Purchasing
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What restrictions are contained in the Benfleet Lease? You should want to discover as much as possible concerning the managing agents as they will either make living at the property much simpler or a lot more difficult. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to daily matters such as the cleanliness of the common parts. Ask other people whether they are happy with them. In conclusion, investigate as to the dates that the service fees are due to the managing agents and precisely what you get for your money. Are there any major works in the near future that could increase the maintenance fees?