We note that you have a post code search directory listing firms on the Barclays conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Danbury?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Danbury.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who conducted the conveyancing in Danbury 4 years ago no longer exist. What are my next steps?
Assuming you have a registered title the details of your ownership will be recorded by the Land Registry under a Title Number. It is possible to execute a search at the Land Registry, find your property and secure current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases retain a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
Over the last few months I have been searching for a flat up to £245,000 and found one close by in Danbury I like with a park and transport links in the vicinity, however it only has 52 years on the lease. I can't really find anything else in Danbury in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage that many years may be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
I need to retain a conveyancing solicitor for some conveyancing in Danbury. I've land on a web site which looks to be the ideal offering If there is a chance to get all this stuff done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Planning to exchange soon on a ground floor flat in Danbury. Conveyancing lawyers inform me that they report fully tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Danbury should include some of the following:
Who has the liability to repair and maintain the main walls and foundations. It is essential that you know which party is liable for the repair and maintenance of all parts of the block and estate Changes to the flat specifics of the parties to the lease, e.g. these could be the (you), head lessor, freeholder The physical extent of the property. This will be the flat itself but might include a roof area or cellar if applicable. Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice?
Danbury Leasehold Conveyancing - Sample of Queries before buying
The answer will be useful as a) areas could cause problems for the block as the common areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have a dispute with the managing agents you will need to have complete disclosure Is anyone aware of any major works in the near future that will likely increase the maintenance costs? For many Danbury leaseholds the outlay for major works tend not to be built into the service charges, albeit that a few managing agents in Danbury obliged leasehold owners to contribute towards a reserve fund and this is used to offset against major repairs or maintenance.
Why is it not possible to complete my conveyancing in Danbury on a public holiday?
Because on completion the sale price needs to be transferred electronically between the banks of the purchaser and owner’s lawyer and at present this can only happen on a business day. It is not possible to complete on a saturday or sunday either.