Unfortunately I am unable to travel far from Danbury. What is the rationale as to why all Danbury property lawyers are not on all lender panels?
Mortgage companies point to the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud annually.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its conclusions included recommendations for mortgage companies to review their conveyancing panels, which kicked off a major policy change in the sector. This led to mortgage companies pruning a number of firms from their books of approved property lawyers .
Having sold my house in Danbury last July yet the purchaser is e-mailing every few hours complaining that his conveyancer needs to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Post completion of your disposal your lawyer is duty bound to deliver the transfer deeds and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor must also evidence that the home loan has been redeemed to the buyers solicitors. There is unlikely to be post completion formalities just for conveyancing in Danbury.
Me and my brother have a 4 bedroom Edwardian property in Danbury. Conveyancing lawyer acted for me and Aldermore. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the matching address. Is it worth asking Aldermore to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Danbury and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing lawyer who completed the work.
I decided to have a survey completed on a property in Danbury ahead of instructing solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies may not give a loan on such a property.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Danbury. Conveyancing will be smoother if you use a solicitor in Danbury especially if they regularly deal with such properties in Danbury.
Is it possible to swap conveyancer as I have to appoint one who is on the Leeds Building Society conveyancing panel. I had appointed a high street conveyancing solicitor in Danbury round the corner but the firm is not accepted by Leeds Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Danbury on the Leeds Building Society panel. Please note that the solicitors that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Danbury. Using the find a conveyancing solicitor tool on this site, you can contrast charges for conveyancing solicitors in Danbury and throughout England and Wales.
We're first time buyers - had an offer accepted, but the agent told us that the vendor will only proceed if we appoint their preferred solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street conveyancer accustomed to conveyancing in Danbury
We suspect that the owner is unaware of this request. Should the seller desire ‘a quick sale', alienating a genuine buyer is not the way to achieve this. Speak to the owners direct and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you will continue to use your preferred Danbury conveyancing solicitors - not the ones that will give their estate agent a referral fee or meet his conveyancing thresholds demanded by corporate headquarters.