We were just about to sign contracts for a leasehold flat in Wickford. We have hit a stumbling block. Our mortgage offer with The Mortgage Works expires on 29/12/2025 but the sellers are suggesting a completion date of 31/12/2025. Is it possible to prolong the loan offer?
The person best placed to address this issue is your solicitors who will hopefully assess whether he or she is corresponding with the mortgage broker, owner’s solicitors, selling agents or possibly all parties taking into account the circumstances your conveyancing as of today.
Having sold my house in Wickford last July yet the purchaser is texting every few hours complaining that her solicitor needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your disposal your lawyer should deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer must also confirm that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There is unlikely to be post completion tasks specific conveyancing in Wickford.
My bid for a property was accepted at auction in Wickford. Conveyancing is needed. What are my next steps?
Given that you are now legally committed yourself to purchase you will need to choose a conveyancing lawyer as a matter of priority as you will have a tight a fixed date to complete the purchase. Every auction property will ordinarily have a bespoke auction pack. This should include evidence of title and search results. In the case of leasehold premises the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must hand this to the lawyer working for you as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the on the contractual date .
My father informed me that in buying a property in Wickford there may be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Wickford which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Wickford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my house. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being pedantic. The Wickford solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I require fast conveyancing in Wickford as I am faced with an ultimatum to complete inside one month. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are not obtaining a home loan you are at free not to have searches conducted although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Wickford the following are examples of issues that can appear and adversely affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...
My wife and I own a semi-detached Edwardian house in Wickford. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wickford and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing practitioner who conducted the conveyancing.
We recently discovered that one of the directors of the solicitors handling the purchase conveyancing in Wickford is an aunty of the seller. Is this allowed?
On the basis that no conflict arises this should be fine. If you are obtaining a mortgage then the bank may have a say as many lenders have specific instructions concerning this. For example for RBS - Virgin One as of 25/10/2025, the requirements read as follows :