We see that you have a post code search directory listing firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Battlesbridge?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Battlesbridge.
The Battlesbridge conveyancing lawyers that I recently instructed on my purchase in Battlesbridge have without warning shut down. I chose them because I needed a lawyer on the RBS conveyancing panel and my preferred Battlesbridge lawyer was not. I paid them £170 in advance. What should be my next steps?
If you have an estate agent involved then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the RBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
I just acquired a property at auction in Battlesbridge. Conveyancing is required. What are my next steps?
Given that you have now legally committed yourself to purchase you should find a conveyancing lawyer as a matter of priority as you are facing a fast approaching deadline in which to complete the conveyancing. Every auction property should have a corresponding auction set of papers. This will include evidence of title and search results. In the case of leasehold property the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You must give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the date specified in the contract.
Last month we had a mortgage agreed in principle with Skipton. Battlesbridge conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from Skipton?
Some lenders take longer than others. Have Skipton completed the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
The mortgage over my property is with Barclays for my property in Battlesbridge. Conveyancing was finalised some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?
Your original mortgage agreement with Barclays will provide that you need their approval before letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel lawyer.
I have been told that property searches are the number one cause of hinderance in Battlesbridge house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Searches are unlikely to feature in any holding up conveyancing in Battlesbridge.
How does conveyancing in Battlesbridge differ for newly converted properties?
Most buyers of new build property in Battlesbridge contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Battlesbridge usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Battlesbridge or who has acted in the same development.
My husband and I are 14 days into a residential purchase having been directed to a firm by the selling agent to perform conveyancing in Battlesbridge. I am am very dissatisfied with the level of service. Could you you assist me in finding new conveyancers?
A lawyer would have to be really poor in order to consider diss instructing them. Has the mortgage offer been issued? In the event that it has you must advise them of the new contact details and ensure the loan are re-sent. Your solicitor ideally should be on the mortgage company approved list to avoid supplemental fees and complications. So that should be your starting point. Our find a solicitor tool can assist you in finding a bank approved solicitor for your home move in Battlesbridge