In what way does my ID and proof of funds have anything to do with my conveyancing in Shoeburyness? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Shoeburyness. However these days you will not be able to complete any conveyancing process in the absence supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a bank statement. Remember if you are providing your driving licence as proof of identification it must be both the paper element as well as the photo card part, one is not sufficient without the other.
Proof of your origin of funds is mandated in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer will need to retain this information on record. Your Shoeburyness conveyancing solicitor will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask further queries regarding the origin of funds.
We expect to receive a DIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Shoeburyness solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?
You will need to appoint Shoeburyness solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
The formalities of my purchase has taken place for my property in Shoeburyness. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Planning on purchasing a apartment in Shoeburyness. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shoeburyness conveyancing practitioner is on the Skipton conveyancing panel.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who dealt with the conveyancing in Shoeburyness 4 years ago no longer exist. What are my next steps?
These day there are copies made of almost everything, and your conveyancer should know exactly where to look for all the suitable documentation so you may purchase or dispose of your house without any difficulty. Where duplicates can’t be found, your conveyancer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the property.
The estate agent has sent us the confirmation of our purchase of a new build flat in Shoeburyness. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Shoeburyness
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Please confirm the Lease plans are surveyor prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I am looking into buying my first house which is in Shoeburyness and I am already nervous. I couldn't find anything specific about Shoeburyness. Conveyancing will be needed in due course but do you know about the Shoeburyness area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Shoeburyness. In the meantime here are some basic statistics that we found
Helen (my wife) and I may need to let out our Shoeburyness ground floor flat temporarily due to taking a sabbatical. We instructed a Shoeburyness conveyancing practice in 2004 but they have closed and we did not think at the time get any guidance as to whether the lease permits subletting. How do we find out?
A small minority of properties in Shoeburyness do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Shoeburyness Leasehold Conveyancing - Examples of Questions you should ask Prior to buying
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What prohibitions are there in the Shoeburyness Lease? It is important to be aware if fixing the lift or some other significant cost is anticipated to be shared between the leasehold owners and will dramatically increase the the maintenance costs or require a specific payment. If a Shoeburyness lease has no more than eighty years it will impact the salability of the flat. It is worth checking with your bank that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. For most Shoeburynesslease extensions you will be be obliged to have been the owner of the property for 24 months in order to be entitled to extend the lease.