Finally the sale completed on my house in Basildon last February but our buyer keeps texting me to moan that his solicitor needs to hear from mysolicitor. What are the post completion sale legalities following completion?
Following your disposal your solicitor is committed to send the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also confirm that the home loan has been redeemed to the purchasers lawyers. There is unlikely to be post completion requirements just for conveyancing in Basildon.
Our lender has suggested solicitors on their panel based in Basildon but I would rather use a conveyancing lawyer in Basildon local to me. Are you able to help?
It is by no means the case that all Basildon conveyancing solicitors are on all banks conveyancing panel. Use the above search tool to choose a Basildon conveyancing conveyancer on the on the lender panel.
This question may be naive but I am wet behind the ears as a 1st time purchaser of a two bedroom flat in Basildon. Do I receive the keys to the premises on the completion date from my lawyer? If so, I will find a local conveyancing solicitor in Basildon?
On the day of completion you will not be required to attend the conveyancers office in Basildon. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to pick up the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
Can you help - my lawyer says that restrictive coveneant insurance is necessary on my purchase. What is the level of cover for Basildon conveyancing?
The appropriate level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and The Mortgage Works. Conveyancing solicitors as opposed to members of the public take out such policies.
After months of negotiation I have agreed a price on an apartment in Basildon. My financial adviser suggested a conveyancer. I paid an on account payment of £175. Not long after, the property lawyer called me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My friend advised me that where I am purchasing in Basildon I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Basildon conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Basildon around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Basildon Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Basildon Education with maps and statistics, Local Amenities and other useful data concerning Basildon.
I have justfound out that Stirling Law have been shut down. They conducted my conveyancing in Basildon for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is in my name in the name of the previous owner?
The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Basildon conveyancing specialists.
How does conveyancing in Basildon differ for newly converted properties?
Most buyers of new build residence in Basildon come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Basildon tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Basildon or who has acted in the same development.