Can you suggest a Yorkshire Building Society allowed Rayleigh conveyancing firm that can complete within less than a month? Would it be better to use a local Rayleigh firm or an online conveyancer?
We can recommend some very good Rayleigh conveyancing firms. You can also walk up the high street in Rayleigh. Visit a couple of firms and request to see a conveyancing solicitor for a fee estimate. Mention your requirements together with the reasons and get a commitment on your deadline. Select the lawyer that genuine.
My wife and I are purchasing a house in Rayleigh. I might seem paranoid but how we can trust a lawyer? On completion day we have to send our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am currently in the process of buying my council flat in Rayleigh. I have a mortgage offer with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Planning on purchasing a apartment in Rayleigh. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rayleigh solicitor is on the UBS conveyancing panel.
Will our lawyer be making enquiries concerning flooding as part of the conveyancing in Rayleigh.
Flooding is a growing risk for conveyancers dealing with homes in Rayleigh. Some people will acquire a property in Rayleigh, completely aware that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to impart advice on flood risk, however there are a number of checks that may be carried out by the purchaser or by their lawyers which should give them a better understanding of the risks in Rayleigh. The standard completed inquiry forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the seller to discover whether the property has ever been flooded. In the event that the property has been flooded in past and is not revealed by the owner, then a buyer may bring a compensation claim as a result of such an inaccurate reply. A buyer’s lawyers should also commission an environmental report. This should indicate if there is any known flood risk. If so, further inquiries will need to be made.
It has been four months following my purchase conveyancing in Rayleigh completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Given that I am about to spend £400,000 on a garden flat in Rayleigh I would like to have a conversation with the lawyer concerning theconveyancing before giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your conveyancing in Rayleigh.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Rayleigh should be the amount on the final invoice that you end up paying.
In my capacity as executor for the will of my grandfather I am selling a residence in Monmouth but live in Rayleigh. My conveyancer (who is 300 miles awayneeds me to execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Rayleigh to witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Rayleigh based