The loan agreement from Santander for the remortgage of my 4 room maisonette is due any day now. Are you able to suggest a low cost conveyancing solicitor in Rayleigh?
You are on the wrong site if you are seeking the cheapest conveyancing solicitors in Rayleigh. We can offer you value for money conveyancing but our intention is not to advertise as being the cheapest. Do not be swayed by companies offering ninety nine pound conveyancing in Rayleigh. At best, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up with a hefty uplift in extras and still not end up with the service required.
Will lawyers request money up-front when it comes to conveyancing in Rayleigh?
If you are buying a property in Rayleigh your lawyer will request that you put them with funds to cover the search fees. Ordinarily this is needed to cover the fees of the conveyancing searches. When the deposit is as part of the purchase price then this should be required shortly ahead of exchange of contracts. The final balance that is needed will be payable a few days ahead of the completion date.
I am looking to buy a house and need a conveyancing solicitor in Rayleigh who is on the HSBC Bank conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Rayleigh. We dont recommend any particular firm.
I'm purchasing a new build house in Rayleigh benefiting from help to buy. The sellers would not budge the amount so I negotiated 6k of additionals instead. The house builders rep suggested that I not reveal to my solicitor about the deal as it would adversely affect my mortgage with Bank of Scotland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my primary home to a buy to let mortgage with The Mortgage Works and intend to use the remaining equity as a deposit on a second house. The area we are looking at is Rayleigh. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Make use of our comparison tool on this site to be sure that the conveyancers are on the appropriate lender panels. Assuming that they are the conveyancer will be able to connect the two transactions but you should talk with you conveyancer and communicate your expectations and needs.
Can you offer any advice when it comes to choosing a Rayleigh conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for lease extension works (regardless if they are a Rayleigh conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with two or three firms including non Rayleigh conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be useful:
What are the costs for lease extension work?
Rayleigh Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying
This information is important as a) areas could cause problems in the block as the common areas may begin to deteriorate where maintenance are not paid for b) if the leasehold owners have a dispute with the running of the building you will want to have all the details Best to be warned whether redecorating or some other major work is due shortly to be shared by the leasehold owners and may well dramatically increase the the service costs or necessitate a one off payment.