Find a Lender-Approved Local Conveyancer in Chatham

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If you have reached us by Googling ‘Conveyancing in Chatham’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Chatham.

Chatham Conveyancing Statistics*

  • 1 122 is the median number of years remaining on leases in Chatham
  • 2 Average time frame of 32 days for registration of title in Chatham
  • 3 Average time from start to moving day was 67 days for conveyancing in Chatham
  • 4 The most common indemnity insurance policies for Chatham conveyancing is Chancel
  • 5 Average Stamp Duty Payable for this year to date was £3,672

Examples of recent conveyancing in Chatham since March 2022*

Recently asked questions about conveyancing in Chatham

I am the registered owner of a freehold house in Chatham yet pay rent, why is this and what is this?

It’s unusual for properties in Chatham and has limited impact for conveyancing in Chatham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

When it comes to lenders such as Coventry BS, do Chatham conveyancers incur a yearly amount to be on the conveyancing panel?

We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

How can we know in advance if a Chatham conveyancing solicitor on the Co-operative panel is any good?

When it comes to conveyancing in Chatham getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your transaction.

Intending to buy a apartment in Chatham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chatham property lawyer is on the Bank of Ireland conveyancing panel.

I have been told that property searches are the primary reason for stalling in Chatham conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Chatham.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Chatham is the location of the property. Can you shed any light on this issue?

Flying freeholds in Chatham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chatham you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chatham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How do I use your search facility to get a quote from a conveyancing solicitor in Chatham on the approved list for my lender?

First choose a lender such as National Westminster Bank, Virgin Money or Clydesdale then specify your location e.g. Chatham. Conveyancing practices in Chatham and beyond should be identified.

I am attracted to a two flats in Chatham which have approximately fifty years unexpired on the leases. should I be concerned?

There are plenty of short leases in Chatham. The lease is a right to use the premises for a period of time. As a lease gets shorter the saleability of the lease reduces and it becomes more expensive to extend the lease. For this reason it is advisable to extend the lease term. It is often difficult to sell a property with a short lease because mortgage companies less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you seek professional help from a solicitor and surveyor with experience in this area.

I bought a 1 bedroom flat in Chatham, conveyancing formalities finalised in 2004. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Chatham with over 90 years remaining are worth £185,000. The ground rent is £65 per annum. The lease ceases on 21st October 2083

With only 61 years remaining on your lease we estimate the price of your lease extension to range between £18,100 and £20,800 as well as costs.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.

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Sample of conveyancing solicitors in Chatham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Chatham but also conveyancing throughout England and Wales.

  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR
  • Dakers Marriott Dugdale Limited, Unit 3 Exeter House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FE
  • Hawkridge & Company Llp, 39 Canterbury Street, Gillingham, Kent, ME7 5TR
  • Bassets, 156 High Street, Rochester, Kent, ME1 1ET

Residential Landlord and Tenant Conveyancing solicitors in Chatham

The list below is a small selection of solicitors in Chatham specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on service charge disputes and the right to manage

  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR
  • Dakers Marriott Dugdale Limited, Unit 3 Exeter House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FE
  • Hawkridge & Company Llp, 39 Canterbury Street, Gillingham, Kent, ME7 5TR
  • Bassets, 156 High Street, Rochester, Kent, ME1 1ET

Planning law solicitors in Chatham regulated by the Solicitors Regulation Authority

The practices listed below are a non-comprehensive list of solicitors in Chatham practicing in planning law. This may include advice on tree preservation orders
  • The Kingsley Smith Trustee Company, 81 High Street, Chatham, Kent, ME4 4EE
  • Kingsley Smith Solicitors Llp, 81 High Street, Chatham, Kent, ME4 4EE

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.