Find a Lender-Approved Local Conveyancer in Chatham

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Choosing the right solicitor is the most important decision when it comes to your Chatham house move

Reasons to use our Chatham conveyancing solicitors

  • 1 Lawyer conveyancing firms have very good personal connections with Chatham selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 This site is the only site offering you the facility to check that your conveyancing in Chatham will be carried out by a solicitor on your mortgage lender’s member panel.
  • 3 Retaining the services of a local Solicitor on the whole means that you will receive a more personal touch. When using a large conveyancing firm, your matter is handled by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 4 Over the years Chatham lawyer have developed valuable working relationships with Chatham local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your conveyancing in Chatham.
  • 5 You can rest easier when select the very best, most recommended conveyancing solicitors. Chatham has a number to select from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.

Examples of recent conveyancing in Chatham since February 2024*

Recently asked questions about conveyancing in Chatham

The Chatham conveyancing firm that I recently instructed on my house acquisition in Chatham have suddenly closed. I only went with them because I had to have a lawyer on the Aldermore conveyancing panel and my previous Chatham lawyer was not. I paid them £170 in advance. What should be my next steps?

Assuming that you have an Estate Agent in the equation then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Aldermore conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist.

Is it correct that all Chatham CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing panel?

It is true that some lenders now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.

I am buying a property in Chatham. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Barclays your lawyer must follow the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum provisions for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease fails to satisfy these conditions. The requirements relate to the installation of panels on properties countrywide and is not limited to Chatham.

Completion of my purchase has taken place for my property in Chatham. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

Me and my brother own a 4 bedroom Victorian house in Chatham. Conveyancing lawyer represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chatham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing practitioner who conducted the purchase.

I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Chatham I like with a park and transport links nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Chatham for this price, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan that many years will be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

I was recommended by numerous estate agents in Chatham to choose a conveyancer on your site. Is there a financial upside for Estate Agents to promote your site over and above a competitor’s?

We refuse to give any financial incentive for sending work in our direction. We found it would be just too difficult a fee as a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

As co-executor for the will of my uncle I am disposing of a property in Monmouth but reside in Chatham. My solicitor (approximately 200 miles from mehas requested that I sign a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Chatham to attest and place their company stamp on the document?

strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Chatham based

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Sample of conveyancing solicitors in Chatham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Chatham but also conveyancing throughout England and Wales.

  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR
  • Dakers Marriott Dugdale Limited, Unit 3 Exeter House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FE
  • Hawkridge & Company Llp, 39 Canterbury Street, Gillingham, Kent, ME7 5TR
  • Bassets, 156 High Street, Rochester, Kent, ME1 1ET

Commercial Conveyancing solicitors in Chatham regulated by the SRA

The list below is a small selection of solicitors in Chatham specialising in commercial conveyancing in Chatham. This should include advice on granting a lease to a commercial tenant
  • J N Jones Solicitors, 1 Cambridge Terrace, Cambridge House Business Centre, Chatham, Kent, ME4 4RG
  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Kingsley Smith Solicitors Llp, 81 High Street, Chatham, Kent, ME4 4EE
  • The Kingsley Smith Trustee Company, 81 High Street, Chatham, Kent, ME4 4EE
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR

Planning law solicitors in Chatham regulated by the Solicitors Regulation Authority

The solicitors listed below are a non-comprehensive list of solicitors in Chatham specialising in planning law. The solicitors can give expert legal advice on all aspects of planning, including making sure people do what the planning regulations say
  • The Kingsley Smith Trustee Company, 81 High Street, Chatham, Kent, ME4 4EE
  • Kingsley Smith Solicitors Llp, 81 High Street, Chatham, Kent, ME4 4EE

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.