Much to our surprise we have been told by our broker that my Chatham the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be certain whether this is indeed the case?
The sensible course of action for you to take is to contact your Chatham lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may be able to suggest a Chatham conveyancing firm that is on the approved list of lawyers for your mortgage company.
Would the conveyancing solicitors listed on your site handle conveyancing in Chatham by way of an attended exchange?
There are a few conveyancing specialists who can conduct personalised exchanges. You should call us to receive a fee calculation and details as to availability.
I purchased my apartment on 1 September and the transaction details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Chatham expressed confidence that it should be concluded inside ten days. Are transfers in Chatham uniquely lengthy to register?
As far as conveyancing in Chatham registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and whether the Land registry have to notify any other parties. As of today roughly 80% of such applications are completed within two weeks but some can be subject to longer hold-ups. Registration is effected after the new owner is living at the property so registration formalities is not typically top priority but if it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for an expedited registration.
I am buying a new build apartment in Chatham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Chatham
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Chatham is where the house is located. What do you suggest?
Flying freeholds in Chatham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chatham you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chatham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I’m about to sell my garden apartment in Chatham. Conveyancing lawyers have not yet been instructed, but I have just had a half-yearly maintenance charge demand – Do I pay up?
It best that you pay the maintenance contribution as normal given that all rents and maintenance invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Leasehold Conveyancing in Chatham - A selection of Questions you should ask before buying
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The answer will be helpful as a) areas can result in problems for the building as the communal areas may begin to deteriorate if maintenance are not paid for b) if the leaseholders have an issue with the managing agents you will wish to have all the details Is the freehold owned jointly by the leaseholders? What prohibitions are there in the Chatham Lease?