Find a Lender-Approved Local Conveyancer in Chatham

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Follow your intuition—you will have a better house move where you instruct a high street solicitor in Chatham

Reasons to use our Chatham conveyancing solicitors

  • 1 The practices listed on our directory have a variation of conveyancing solicitors, legal executives and support staff handling thousands of conveyancing matters annually.
  • 2 Chatham conveyancers work in conjunction with Chatham estate agents, developers, surveyors, banks and other professionals to ensure that a quality service is provided to clients every step of the way, offering all the advice and support you need
  • 3 Chatham property lawyers have a significant advantage when it comes to Chatham conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can affect your conveyancing
  • 4 The Chatham conveyancing practitioners that are listed are dedicated to providing value for money, efficient and accessible conveyancing service to purchasers, sellers and investors in Chatham
  • 5 Excellent communication and a wealth of expertise are key benefits that you should value when choosing conveyancing solicitors. Chatham property deals can become a lot more complicated due to lack of transparency between all the parties. The lawyers listed strive to make sure that communication channels are open and act on arising issues and developments instantly.

Examples of recent conveyancing in Chatham since December 2024*

Transfer

of semi-detached premises, Prospect Row, ME4 5QZ completing on 10/01/2025 at a price of £250,000. The legal transfer of property included amongst the various tasks: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, ordering official copies of the title

Transfer

of terraced residence, Charter Street, ME4 5RZ completing on 20/01/2025 at a price of £235,000. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, setting up the completion formalities, sending title deeds and executed transfer to purchaser’s solicitor

Transfer

of semi-detached property, Thorold Road, ME5 7EB completing on 20/12/2024 at a price of £200,000. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, preparing statement detailing charges, setting up the completion formalities

Sale

of detached residence property, Britton Street, ME7 5ET completing on 12/12/2024 at a price of £236,000. The conveyancing process incorporates some of the following tasks: obtaining official copies of the title, agreeing completion date with parties, sending title deeds and executed transfer to purchaser’s lawyers

Recently asked questions about conveyancing in Chatham

Please help. My Chatham solicitor is assuring me that he is legally obliged toconduct Chatham conveyancing searches becausethe firm are on the HSBCconveyancing panel. These Chatham searches cost a lot of money can this be avoided?

You have limited options available to you. As you are obtaining a home loan with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Chatham conveyancing searches.

My fiance and I decided to purchase a newbuild apartment in Chatham with a residential mortgage from Accord Mortgages Ltd.We would like to retain our Chatham conveyancing practitioner but Accord Mortgages Ltd advised that her practice is not on their "panel". We have to appoint a Accord Mortgages Ltd panel solicitor or keep our preferred solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Accord Mortgages Ltd use our lawyer?

No, not really. The loan offered to you is subject to its various provisions, one of which will be that lawyers needs to be on the Accord Mortgages Ltd conveyancing panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Accord Mortgages Ltd

I purchased my apartment on 5 July and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Chatham advises it will be concluded in less than a month. Are titles in Chatham uniquely lengthy to register?

There is nothing unique about conveyancing in Chatham registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on who lodges the application, whether there are errors and whether the Land registry communicate with any 3rd persons or bodies. As of today roughly three quarters of submission are completed in less than three weeks but some can be subject to protracted hold-ups. Registration occurs once the buyer has moved in to the premises thus registration formalities is not always an essential issue but if there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.

I'm refinancing my existing property to a buy to let mortgage with Leeds Building Society and intend to use the remaining equity as a down payment on another property. The neighborhood we are interested in is Chatham. Will your conveyancers be able to act for the two lenders and link together the conveyances?

Make use of our search tool on this site to be sure that the lawyers are on the appropriate lender panels. Assuming that they are your conveyancer will be able to connect the two transactions but you should talk with you lawyer and specify your desired outcome and needs.

We're first time buyers - had an offer accepted, yet the selling agent told us that the seller will only issue a contract if we instruct their chosen solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street conveyancer who is familiar with conveyancing in Chatham

It is highly unlikely the vendors are behind this. Should the vendor require ‘a quick sale', alienating a serious buyer is likely to cause more damage than good. Try to communicate with the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you intend to use your own,trusted Chatham conveyancing firm - not the ones that will provide the negotiator at the agency a introducer fee or achieve conveyancing targets set by senior management.

What are the common problems that you encounter in leases for Chatham properties?

Leasehold conveyancing in Chatham is not unique. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:

    Insurance obligations Clauses dealing with recovering service charges for expenditure on the building or common parts.

You may have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, The Mortgage Works, and Nottingham Building Society all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, obliging the buyer to pull out.

Leasehold Conveyancing in Chatham - Sample of Questions you should consider before buying

    What is the yearly service fee and ground rent? How is the lease structured? Where a Chatham lease has less than 80 years it will affect the marketability of the flat. It is worth checking with your lender that they are happy with residual term of the lease. Leases with fewer than 80 years remaining means that you will most likely need a lease extension at some point and you need to have some idea of how much this will be. For most Chathamlease extensions you would need to own the premises for 24 months in order to be eligible to carry out a lease extension.

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Sample of conveyancing solicitors in Chatham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Chatham but also conveyancing throughout England and Wales.

  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR
  • Dakers Marriott Dugdale Limited, Unit 3 Exeter House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FE
  • Hawkridge & Company Llp, 39 Canterbury Street, Gillingham, Kent, ME7 5TR
  • Bassets, 156 High Street, Rochester, Kent, ME1 1ET

Commercial Conveyancing solicitors in Chatham regulated by the SRA

The firms listed below are a small selection of solicitors in Chatham with expertise in commercial conveyancing in Chatham. This will likely include advice on taking a commercial lease as a tenant
  • J N Jones Solicitors, 1 Cambridge Terrace, Cambridge House Business Centre, Chatham, Kent, ME4 4RG
  • Stephens & Son Llp, Rome House, 41 Railway Street, Chatham, Kent, ME4 4RP
  • Kingsley Smith Solicitors Llp, 81 High Street, Chatham, Kent, ME4 4EE
  • The Kingsley Smith Trustee Company, 81 High Street, Chatham, Kent, ME4 4EE
  • Winch & Winch, 5 New Road Avenue, Chatham, Kent, ME4 6AR

Domestic Licensed Conveyancers in Chatham regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Chatham but also conveyancing throughout England and Wales.
  • Raymond Beer & Co Ltd, 16 Manor Road, ME4 6AG
  • Homden Property Lawyers, 26 Sharfleet Drive, ME2 2UA

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.