I can't travel far from Chatham. What is the rationale as to why all Chatham conveyancing practitioners aren't included on all bank panels?
Lenders ordinarily restrict either the nature or volume of conveyancing firms on their approved list of lawyers. A common example of such criteria being that a practice must have two or more partners. In addition to restricting the structure of firm, some have made a decision to reduce the size of their panel they allow to represent them. It is worth noting that mortgage companies have no liability for the quality of advice supplied by any Chatham conveyancing practitioner on their panel. Increases in mortgage fraud was the main trigger for the reduction of conveyancing panels a few years ago notwithstanding that there are differing points of view about the extent of solicitor involvement in some of that fraud. Data from HMLR indicates that thousands of conveyancing firms only carry out one or two conveyances a year. Those advocating conveyancing panel pruning question why law firms should have the right to remain on a lender panel when clearly conveyancing is not their primary expertise?
Can I use your services to recommend a Conveyancing solicitor in Chatham even where I’m not buying or disposing of a house, for example if I intend to acquire an office in Chatham with a loan from Bank of Ireland?
Our comparison service is predominantly used to find residential conveyancing solicitors in Chatham but we have recorded at the bottom of this page a selection of Chatham commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they can also act for Bank of Ireland
The deeds to our home are lost. The solicitors who did the conveyancing in Chatham 4 years ago are no longer around. What are my next steps?
As long as the title is registered the details of your proprietorship will be documented by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, locate your property and order current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually retain a file copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I am purchasing my first flat in Chatham with a loan from Virgin Money. The developers would not move on the amount so I negotiated 6k of extras instead. The sale representative advised me not inform my lawyer about this extras as it will put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a sole trader wishing to lease a unit on the high street. Can you recommend lawyers offering fixed charges for non-domestic conveyancing in Chatham for less than £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Chatham, including the disposal and purchase of businesses as well as simply property. Whether you are hoping to buy or sell a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right firm. As for the costs this will depend on the structure and terms of the deal. Please provide us with your contact information or telephone us so that we can furnish you with a detailed commercial conveyancing quote.
Do online conveyancing organisations do everything a local Chatham solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Chatham?
Where you instruct an online conveyancer they should cover all the tasks your Chatham solicitor will cover.