Why would I instruct a Chatham conveyancing firm when web based conveyancers are easier on the wallet?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Chatham and you should seek an affordable fee calculation but don’t be focused with hunting for the lowest priced Chatham conveyancer. Identifying the right conveyancer can mark the difference between a smooth and a distressing house move. You need to ensure that you have expert advice from a specialist solicitor. Emails can't take the place of a telephone conversation and are no substitute for a one to one consultation. Our partner firms will appoint you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of hand holding that you are unlikely to received from an web based conveyancer. He or She will inform you as to progress and keep you informed. Should you need to call the office you will be sure who you need to speak to and we'll endeavour to make sure that you are kept fully informed.
How up to date is your database of Chatham solicitors on the Clydesdale conveyancing panel? Do Clydesdale send you an updated list?
Chatham conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
We are due to move home in December. Should my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Chatham. Conveyancing firm was found before I stumbled across this website.
On the afternoon of completion you will need to pick up the house keys from the selling agent however this should only occur once the previous owners conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. You can tell the removal men that you are ready to move in. We do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Chatham or a firm with expertise in conveyancing in Chatham.
We expect to receive a DIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Chatham solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Chatham solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Chatham solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Chatham postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Chatham.
Should commercial conveyancing searches reveal planned roadworks that may affect a commercial estate in Chatham?
Many commercial conveyancing solicitors in Chatham will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Chatham. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chatham.
For each commercial conveyancing transaction in Chatham it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Chatham commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Chatham.
I am looking for a flat up to £235,500 and identified one round the corner in Chatham I like with a park and station in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Chatham in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a home loan the remaining unexpired lease term will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
My wife and I about to exchange on the purchase a house in Chatham but as a consequence of damage from the recent storms I have negotiated recompense from the vendor of four thousand pounds taking the form of a reduction in the price. This was going to be dealt with as part of the conveyancing process but the bank will not permit this. Should they have been notified?
The conveyancing practitioner being on the lender conveyancing panel is duty bound to disclose to the mortgage company of any changes to the sale price. If you did not allow your solicitor to report the price change to your mortgage company then they would have to refrain from representing you and the mortgage company.