I'm in the process of switching my existing standard home loan to a Buy to Let Leeds Building Society mortgage. I was told by my financial advisor that I must appoint a conveyancer as part of the process. I spoke to my past Southend On Sea conveyancing solicitor who who did the conveyancing when I previously purchased the house. The costs estimate supplied of £500 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The estimate fees appear a little high. If you are prepared to expend time comparing prices you might reduce the fees slightly by as much as a hundred pounds. On the other hand, assuming were happy with the assistance the firm gave you mightlive to regret choosing an an unknown conveyancer. If is important to be sure that the solicitor can act for Leeds Building Society. Do make use of our search tool to get a quote a Southend On Sea conveyancing firm on the Leeds Building Society approved list of lawyers, which can often include conveyancing solicitors in Southend On Sea.
Please could you vouch for a TSB sanctioned Southend On Sea conveyancing lawyer that can complete within under 3 weeks? Am I best advised to unstruct a high street Southend On Sea practice or a nationwide conveyancer?
We can recommend some very good Southend On Sea conveyancing firms. Another option is to visit the high street in Southend On Sea. Visit some well established law practices and request to speak with a conveyancing solicitor for a quote. Explain your requirements together with your reasons and ask for a commitment on speed. Appoint the one that appears most efficient.
How can we know in advance if a Southend On Sea conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Southend On Sea getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your transaction.
I have paid off my mortgage with Nationwide. I assume I don't need a Southend On Sea solicitor on the Nationwide panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
I am selling my house. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, RBS are being difficult. The Southend On Sea solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How easy is it to transfer to a new conveyancer as I have to choose one who is on the Chelsea Building Society conveyancing panel. I was using a high street conveyancing solicitor in Southend On Sea round the corner but the firm is not accepted by Chelsea Building Society
We will our best to assist in finding you a conveyancing solicitor in Southend On Sea on the Chelsea Building Society panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Southend On Sea. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Southend On Sea.
My wife and I purchased a leasehold flat in Southend On Sea. Conveyancing and Bank of Ireland mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Southend On Sea who previously acted has now retired. Any advice?
First make enquiries of HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to instruct a Southend On Sea conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a 1 bedroom flat in Southend On Sea, conveyancing formalities finalised in 1997. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Southend On Sea with over 90 years remaining are worth £202,000. The ground rent is £60 charged once a year. The lease expires on 21st October 2079
With 57 years remaining on your lease we estimate the price of your lease extension to range between £28,500 and £33,000 as well as costs.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.
My lender have just issued us with a mortgage offer. We have retained a long established conveyancer in Southend On Sea yesterday. Today, our broker contacted us saying that the bank said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we had no idea that the mortgage company had a say Is this permitted?
You are permitted to use any conveyencer you wish to appoint for your conveyancing in Southend On Sea nevertheless if they are not on the your lender's approved list you would have to fork out an extra fee so the bank can appoint their own lawyers. sometimes it is possible your preferred conveyancing firm to get added to the bank panel. You can use online tools such as lenderpanel.com to find a conveyancing solcitor in Southend On Sea on the bank panel. You can go into your local lender branch in Southend On Sea. They will know some good conveyancing solicitors in Southend On Sea on the mortgage company panel.