Find a Lender-Approved Local Conveyancer in Canvey Island

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FACT : Canvey Island Conveyancing Solicitors Know more about Conveyancing in Canvey Island

Logical reasons to let us help you choose a local conveyancing solicitor in Canvey Island

  • 1 The Canvey Island conveyancing firms that are identified are committed to supplying the most cost, efficient and accessible conveyancing service to borrowers, sellers and investors in Canvey Island
  • 2 Canvey Island lawyer are the linchpin to a successful Canvey Island home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 3 Personal touch and a wealth of experience are key benefits that you should value when selecting conveyancing solicitors. Canvey Island conveyancing can be made a lot more protracted as a result of poor communication between all the parties. The lawyers listed strive to make sure that communication channels are open and act on arising issues and developments instantly.
  • 4 Canvey Island lawyers have a significant edge when it comes to Canvey Island conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will impact your conveyancing
  • 5 The companies shown on our web pages have a mix of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.

Examples of recent conveyancing in Canvey Island since August 2023*

Sale

of terraced premises, Convent Road, SS8 9DH completing on 05/09/2023 at a price of £400,000. The legal transfer of property incorporates some of the following tasks: obtaining official copies of the title, setting up the completion formalities, sending title deeds and executed transfer to purchaser’s lawyers

Disposal

of terraced premises, Haven Road, SS8 0LU completing on 11/09/2023 at a price of £250,000. The conveyancing process incorporates some of the following tasks: taking formal instructions from and updating the seller client, ordering official copies of the title, preparing statement detailing charges

Disposal

of semi premises, Dovercliff Road, SS8 7PE completing on 01/09/2023 at a price of £277,750. The legal transfer of property incorporates some of the following tasks: sending the transfer to the seller for execution in preparation for completion, taking formal instructions from and updating the seller client, setting up the completion formalities

Transfer

of semi property, Bardenville Road, SS8 8LN completing on 01/09/2023 at a price of £300,000. The conveyancing process incorporates some of the following tasks: sending the transfer to the seller for execution in readiness for completion, securing official copies of the title, preparing statement detailing charges

Recently asked questions about conveyancing in Canvey Island

I am five weeks into the sale of my home in Canvey Island and the EA has just e-mailed to advise that the buyers are appointing a new solicitor. The reason given is that the lender will only work with property lawyers on their conveyancing panel. Why would a major mortgage company only deal with specific solicitors rather the firm that they want to select to handle their conveyancing in Canvey Island ?

Mortgage companies have always had an approved set of law firms they are content to work with, but in the past few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for decades.

Mortgage companies blame a rise in fraud by way of justification for the reduction – criteria have been tightened as a smaller panel is easier to oversee. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are not going to have any impact on this.

My grandmother passed away six months ago and as sole heir and executor I was left the property in Canvey Island. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?

Where you plan to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.

I require fast conveyancing in Canvey Island as I am under a deadline to exchange contracts in less than one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?

As you are not taking a home loan you are at liberty not to have searches carried out although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Canvey Island the following are instances of issues that can show up and therefore impact future mortgageability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Canvey Island is where the house is located. Can you offer any guidance?

Flying freeholds in Canvey Island are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Canvey Island you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canvey Island may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I work for a reputable estate agency in Canvey Island where we have witnessed a number of leasehold sales derailed due to short leases. I have received contradictory information from local Canvey Island conveyancing solicitors. Can you confirm whether the vendor of a flat can instigate the lease extension formalities for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the disposal of the property.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Canvey Island Conveyancing for Leasehold Flats - Sample of Queries before buying

    The answer will be useful as a) areas may cause problems in the building as the communal areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have an issue with the running of the building you will need to know about it What prohibitions exist in the Canvey Island Lease? Are there any major works anticipated that could increase the maintenance costs?

We own a leasehold flat in Canvey Island. Conveyancing was finished in 2010. I have been told that I mustn’t allow the the remaining lease term to fall too low. What is the reasoning?

Canvey Island leasehold properties are for a fixed period - often ninety nine years when they commenced. However a significant appartments in Canvey Island were built or converted in the 60’s and so these leases now have less than eighty years left to run. This may sound like plenty of time but Banks, Building Societies and other mortgage institutions generally require leases to have at least seventy five years unexpired to be mortgageable. This means that when you come to sell the property you will need to extend the term of your lease if you are approaching 75 years. To optimize the saleability of your property you should be thinking about whether to extend your lease long before you come to sell it. Please note that there are advantages to taking action before the lease reaches even eighty years as when the lease falls below 80 years the amount to be paid to extend starts to get a lot more expensive.

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Residential Landlord and Tenant Conveyancing solicitors in Canvey Island

The firms listed below are a small selection of solicitors in Canvey Island specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on service charge disputes and the right to manage

  • Tyler Law Limited, 91 Furtherwick Road, Canvey Island, Essex, SS8 7AY
  • Hook & Partners, 92-98 High Street, Canvey Island, Essex, SS8 7SU
  • Giles Wilson Llp, 1711 London Road, Leigh-on-Sea, Essex, SS9 2SW
  • Cooper Lingard, Watson House, Broadway West, Leigh-on-Sea, Essex, SS9 2DA
  • Forbes Maclean, Aton House, 149 Leigh Road, Leigh-on-Sea, Essex, SS9 1JF

Commercial Conveyancing solicitors in Canvey Island regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Canvey Island specialising in commercial conveyancing in Canvey Island. This should include advice on buying and selling small and large scale commercial property and agricultural land
  • Hook & Partners, 92-98 High Street, Canvey Island, Essex, SS8 7SU
  • A I Sampson & Co, 10 The Malyons, Benfleet, Essex, SS7 1TU
  • Giles Wilson Llp, 1711 London Road, Leigh-on-Sea, Essex, SS9 2SW
  • Cooper Lingard, Watson House, Broadway West, Leigh-on-Sea, Essex, SS9 2DA
  • Forbes Maclean, Aton House, 149 Leigh Road, Leigh-on-Sea, Essex, SS9 1JF

Planning law solicitors in Canvey Island regulated by the Solicitors Regulation Authority

The solicitors listed below are a non-comprehensive list of solicitors in Canvey Island practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including compulsory purchases in Canvey Island
  • Paul Robinson Solicitors Llp, The Old Bank, 470-474 London Road, Westcliff-on-Sea, Essex, SS0 9LD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.