It is 10 years ago since I acquired my home in Canvey Island. Conveyancing lawyers have recently been instructed on the sale but I am unable to locate the title documents. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be retained by your lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Canvey Island relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
I am planning to move house in August. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you suggest a removal company in Canvey Island. Conveyancing lawyer was organised prior to coming across your site.
On the afternoon of completion you can collect the house keys from the property agent but this should only be done after the vendors conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you will need to advise the removal company that they can start moving you in. We do not recommend a particular removal organisation but can help you choose a conveyancing in Canvey Island or a legal practice that specialises in conveyancing in Canvey Island.
I am purchasing a property in Canvey Island. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
As you are obtaining a mortgage with Virgin Money your lawyer must follow the conveyancing instructions set out in Section two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to Virgin Money where a lease does not comply with these provisions. The specifications relate to the installation of panels on properties countrywide and is not limited to Canvey Island.
Nottingham have agreed my mortgage in principle, my bid on a house in Canvey Island has been accepted, what are the next steps?
The estate agent will wish to know who your solicitors are (make sure the lawyers are on the lender’s approved list). Call up Nottingham or your financial adviser and finalise any appropriate forms. Nottingham will appoint a valuer who will get in contact with the estate agent or owners to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Nottingham will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Canvey Island.
I got the keys to my flat on 6 January and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Canvey Island expressed confidence that it would be recorded inside ten days. Are transfers in Canvey Island uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Canvey Island registration formalities. Rather than based on location, timeframes can adjust depending on who lodges the application, whether it is in order and whether the Land registry have to notify any third persons or bodies. Currently approximately 80% of such applications are completed within two weeks but occasionally there can be protracted delays. Registration takes place after the new owner is living at the property therefore post completion formalities is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
My husband and I are FTB’s - agreed a price, but the property agent has warned us that the owners will only go ahead if we use the agent's recommended lawyers as they want an ‘expedited deal’. Our preferred option is to instruct a family solicitor used to conveyancing in Canvey Island
We suspect that the owner is unaware of this requirement. Should the vendor desire ‘a quick sale', taking such a hostile approach to a genuine buyer is not the way to achieve this. Try to communicate with the owners directly and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to instruct your preferred Canvey Island conveyancing solicitors - not the ones that will provide their negotiator at the agency a referral fee or achieve conveyancing thresholds demanded by head office.
Back In 2001, I bought a leasehold flat in Canvey Island. Conveyancing and Virgin Money mortgage organised. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Canvey Island who previously acted has now retired. Any advice?
The first thing you should do is contact the Land Registry to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Canvey Island conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I own a 2 bed flat in Canvey Island, conveyancing formalities finalised September 2007. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Canvey Island with over 90 years remaining are worth £186,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ends on 21st October 2075
With only 53 years unexpired the likely cost is going to be between £27,600 and £31,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
What is the distinction between surveying and conveyancing in Canvey Island?
Conveyancing - in Canvey Island or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to fix the problems prior to you move in.