My financial adviser has requested my Canvey Island solicitor’s panel reference for the Santander conveyancing panel. How do I discover this. I have called my local Canvey Island branch but they have not responded to me.
Have you tried speaking to your Canvey Island conveyancer about this?. They retain a central record lender panel numbers.
Me and my partner are soon to exchange on the purchase of a house in Canvey Island but as a consequence of wreckage from a small fire at the property I have managed to agree compensation from the seller of £2k by way of a reduction in the price. This was going to be addressed as part of the conveyancing process yet Aldermore are not allowing this. Why were they involved?
The property lawyer being on a Aldermore approved list is required to inform Aldermore of any changes to the sale price. If you prohibit your property lawyer to notify the reduction to Aldermore then they would have to discontinue acting for you. In addition, Aldermore and you would have to appoint a new lawyer for your conveyancing in Canvey Island.
We are purchasing a flat and require a conveyancing solicitor in Canvey Island who is on the Bank of Ireland conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Canvey Island.
I'm purchasing a new build house in Canvey Island benefiting from help to buy. The builders refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not reveal to my conveyancer about the side-deal as it may put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Canvey Island ahead of appointing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to grant a loan on such a premises.
It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Canvey Island. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Canvey Island to see if the conveyancing costs will increase in light of this.
I am thinking of instructing an online conveyancing practitioner as opposed to a Canvey Island conveyancing firm. Am I making a mistake?
Advantages do exist in being able to attend a local Canvey Island conveyancing solicitor for example
- signing papers on short notice
- sometimes being able to see someone face-to-face can make a huge difference, particularly for more complex transactions
- the ability to complain if matters need to addressed
When analysing estimates, look carefully for hidden extras. The majority decent Canvey Island high street solicitors give an all-inclusive price. Many online companies seem to offer low cost prices, but have burried 'extras' in the small print.