My wife and I purchasing a 4 bedroom semi-detached house in Greenhithe. Our aim is to convert the garage to a playroom at the property.Will legal due diligence on the property include investigations to ascertain if these alterations were previously refused?
Your property lawyer should review the deeds as conveyancing in Greenhithe can on occasion identify restrictions in the title documents which restrict categories of works or require the permission of a 3rd party. Many extensions call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
My fiancee and I are at the point of looking at houses in Greenhithe and I am about to put in an offer. Is it wise to have my property lawyer on ‘stand by’? I intend to finance via a mortgage with Aldermore.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are obtaining a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Greenhithe is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do commercial conveyancing searches disclose proposed roadworks that may affect a commercial estate in Greenhithe?
Its becoming the norm that commercial conveyancing solicitors in Greenhithe will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Greenhithe. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Greenhithe.
For each commercial conveyancing transaction in Greenhithe it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Greenhithe commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Greenhithe.
Are there restrictive covenants that are commonly identified as part of conveyancing in Greenhithe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Greenhithe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build flat in Greenhithe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Greenhithe
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are architect prepared.
Due to the advice of my in-laws I had a survey completed on a house in Greenhithe prior to retaining conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders will not grant a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Greenhithe. Conveyancing may be slightly more expensive based on your lender's requirements.
I am buying a property and need a conveyancing solicitor in Greenhithe who is on the mortgage company solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who carry out conveyancing in Greenhithe. We dont recommend any particular solicitor.