My wife and I are only a couple days away from an exchange on a flat in Greenhithe and my mum and dad have transferred the exchange deposit to my conveyancer. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my mortgage company. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
Your solicitor is duty bound to check with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Are the Greenhithe conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Greenhithe conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
Do I need to pay for insurance to address the risk of chancel repairs when purchasing a residence in Greenhithe?
Unless a prior purchase of the house completed after 12 October 2013 you could expect conveyancing practitioners conducting conveyancing in Greenhithe to remain encouraging a chancel search and or insurance against a claim.
It has been three months following my purchase conveyancing in Greenhithe concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been sourcing a conveyancing lawyer in Greenhithe for my home move. Is it possible to see a solicitor's complaints history with the legal regulator?
Anyone may read published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
Back In 2004, I bought a leasehold flat in Greenhithe. Conveyancing and Skipton Building Society mortgage organised. A letter has just been received from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Greenhithe who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. You do not need to incur the fees of a Greenhithe conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
My wife and I have hit a brick wall in trying to reach an agreement for a lease extension in Greenhithe. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We can put you in touch with a Greenhithe conveyancing firm who can help.
An example of a Lease Extension decision for a Greenhithe flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired term was 76 years.