My wife and I have lately bought a property in Grays. We have noticed several issues with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in Grays?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Grays. Conveyancing searches and due diligence initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a seller answers a document referred to as a SPIF. If the information is incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Grays.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a house in Grays? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this applicable for conveyancing in Grays?
Unless a previous purchase of the premises completed post 12 October 2013 you could take it that solicitors handling conveyancing in Grays to continue to propose a a chancel search and or chancel repair liability insurance.
I opted to have a survey completed on a property in Grays prior to retaining solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Grays. Conveyancing will be smoother if you use a solicitor in Grays especially if they regularly deal with such properties in Grays.
Am I right to be wary that 3rd parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a High Street Grays conveyancing company?
As is the case with many service providers, often referrals from family and friends can be very helpful. Nevertheless there are numerous parties with a vested interest in a conveyancing transaction; estate agents, financial adviser and mortgage companies may suggest lawyers to use. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there is an underlying commercial relationship behind the endorsement. You are free to choose your own conveyancer. However, bear in mind that some banks have an approved list of conveyancers you are obliged to use for the lender related work in your house move.
I need to appoint a conveyancing solicitor for sale conveyancing in Grays. I've stumble upon a web site which seems to have the ideal offering If there is a chance to get all the legals completed via email that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Whilst your website is a good idea there are many lawyers listed near Grays being on the lender conveyancing panel. Can you recommend a specific firm on the bank approved panel?
We are not in the business of recommending one firm above another as the right Grays conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Grays knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..