We had appointed solicitors based in Snodland on the Nationwide solicitor panel. They are now charging me a supplemental fee for handling the Nationwide mortgage. Is this an additional conveyancing fee set by Nationwide?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor is entitled to charge a fee for this. This charge is not set by Nationwide but by your Snodland lawyer. Plenty of firms on the Nationwide panel will quote an ‘acting for lender’ fee and others do not.
Two weeks ago we had a mortgage agreed in principle with HSBC. Snodland conveyancing practitioners were selected. How long does it take for HSBC to send the offer to the conveyancer?
There is no definitive answer here. Have HSBC conducted the survey? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I'm spending time looking at houses in Snodland and I am now considering a potential offer. Is it wise to have my solicitor on ‘stand by’? I intend to finance via a home loan with Santander.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are taking out a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I have recentlyfound out that Stirling Law have been shut down. They conducted my conveyancing in Snodland for a purchase of a leasehold flat 12 months ago. How can I check that my home is not still registered in the name of the previous owner?
The quickest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Snodland conveyancing specialists.
How does conveyancing in Snodland differ for newly converted properties?
Most buyers of new build residence in Snodland contact us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Snodland usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Snodland or who has acted in the same development.
In what way does the Landlord & Tenant Act 1954 affect my commercial premises in Snodland and how can you help?
The 1954 Act gives a safeguard to commercial lessees, giving them the a statutory right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Snodland
I am using a search engine for the words cheap conveyancing in Snodland it brings up numerous property lawyersin the vicinity. How do I determine which is the suitable property lawyer for me?
The best way of finding the right conveyancer is via personal recommendation, so ask colleagues and family who have acquired a property in Snodland or the local estate agent or mortgage broker. Fees for conveyancing in Snodland vary, so it's advisable to secure a minimum of four costs illustrations from varying types of property lawyers. Make sure that you know that the costs are assured not to to be inflated.
Can you offer any advice when it comes to appointing a Snodland conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Snodland conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of work. We suggest that you talk with two or three firms including non Snodland conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be helpful:
How many lease extensions has the firm completed in Snodland in the last twenty four months?
Leasehold Conveyancing in Snodland - Examples of Queries before Purchasing
Are any of leasehold owners in arrears of their service charge liability? What is the maintenance charge and ground rent on the flat? What is the name of the managing agents?