It is is a decade since I acquired my house in Snodland. Conveyancing solicitors have recently been appointed on the sale but I am unable to find the deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be with your mortgage company or they may be in the possession of the solicitor who handled the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Snodland relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
I am assisting my niece sell her flat in Snodland. Will the solicitor arrange the energy assessment or it is for the seller to see to?
After the abolition of Home Packs, EPC’s was left as a required component of moving property. An energy assessment needs to be to hand before the property is put on the market. It is not a task that solicitors ordinarily arrange. Where you are instructing a Snodland conveyancing practitioner they might be able to arrange energy performance certificates due to their contacts with long established Snodland assessors
Have just purchased a repossessed house at auction in Snodland. Conveyancing is necessary. What happens now?
Now that you are exchanged you now have to instruct a conveyancing practitioner quickly as you are facing a fast approaching a drop dead date to complete the conveyancing. All auction property will have a bespoke auction pack. This will likely include evidence of title and search results. In the case of leasehold premises the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You should give this to the lawyer instructed by you as soon as possible. You also need to ensure that that you have the requisite funding in order to complete on the on the contractual date .
We are getting a further advance on our home loan from Lloyds as we want to conduct renovations to our property in Snodland. Do we need to select a bricks and mortar Snodland solicitor on the Lloyds conveyancing panel to handle the legals?
Lloyds don't usually appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one near me in Snodland I like with amenity areas and station in the vicinity, however it's only got 51 years on the lease. There is not much else in Snodland for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage the remaining unexpired lease term may be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I need to retain a conveyancing solicitor for leasehold conveyancing in Snodland. I happened to discover a web site which appears to be the perfect offering If it is possible to get all the legals completed via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I wish to sublet my leasehold apartment in Snodland. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
A small minority of properties in Snodland do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
I bought a ground floor flat in Snodland, conveyancing formalities finalised in 1999. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Snodland with an extended lease are worth £206,000. The ground rent is £45 per annum. The lease expires on 21st October 2089
You have 66 years left to run the likely cost is going to be between £12,400 and £14,200 plus costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.
Builders have put forward a property lawyer and I've obtained a quote from them. It's almost £400 less expensive than my family Snodland property lawyer. What's the catch?
Housebuilders often have panels of property lawyers who are quick and who know the seller’s contract and property lawyer. As many developers offer an incentive to select their approved lawyer for this reason, any increased cost can be avoided and a builder won't suggest a conveyancing factory and run the risk of having the conveyancing stall when they want exchange in 28 days. The argument for not agreeing to use the suggested property lawyer is that they may prove unwilling to fight for your interests at the risk of upsetting the sellers. Where you have concerns that this may be the situation you should stick with your high street Snodland conveyancing practitioner.