I plan on buying a leasehold flat in Chelsfield. My Solicitor is not listed on the mortgage company conveyancing list. Is it possible for me to use my Chelsfield conveyancing solicitor notwithstanding that they are excluded from the bank approved list?
You will need to instruct a conveyancing practitioner to deal with the formalities if you need a mortgage to buy your home. They will carry out all the relevant due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is in order. You may appoint a Chelsfield conveyancer of your choice. However, if the property lawyer appointed is not a member of the lender solicitor panel supplemental fees will arise as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so where your solicitor has not in the past applied for membership they should take the opportunity to apply.
In what way does my ID and proof of funds have anything to do with my conveyancing in Chelsfield? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with before they can accept their conveyancing business. The Client Care letter that you are required to sign should reaffirm this. Your lender will also require certain documents to be checked. If you are unwilling to supply ID verification documents, your conveyancer can not take you on as a client.
We just had an offer accepted to purchase with Coventry BS. We have called around locally but am unable to find a Chelsfield conveyancing firm on the Coventry BS approved list. Could you help?
Please do take advantage of the search tool on this web page. Please choose the building society and type Chelsfield or your preferred area and you will be presented with a number of lawyer based in Chelsfield or by proximity to you.
My wife and I own a semi-detached Victorian house in Chelsfield. Conveyancing solicitor represented me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chelsfield and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who carried out the work.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Chelsfield and how can you help?
The particular law that you refer to provides a safeguard to business leaseholders, giving them the legal entitlement to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Chelsfield is one of our numerous areas of the UK in which the firms we work with are based
Can you recommend a trustworthy Chelsfield solicitor for purchasing a flat? A friend recommended one but their quote was £1250 for a 175k property. That seems a tad expensive. The lender will be Leeds Building Society.
The purpose of this site is limited to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for Leeds Building Society in certain areas for example Chelsfield . We dont recommend any particular property lawyer.