The solicitor who dealt with my former purchase has given a fee estimate £1400 for leasehold conveyancing in Chelsfield. I am hoping to sell a Edwardian house for £200,000. Is this over the top? Is it above the norm for conveyancing in Chelsfield?
The quote is slightly on the high side. Where you are willing to spend time comparing charges you might decrease the fees slightly by as much as £125. That being said, you couldlive to rue choosing an a cheaper lawyer. If is important to be sure the firm can act for your mortgage company. Do use our search tool to get a quote a Chelsfield conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Chelsfield.
We were just about to sign contracts for a semi detached house in Chelsfield. We encountered a stumbling block. The mortgage offer with Halifax runs out on 23/9/2024 but the vendors are suggesting a completion date of 25/9/2024. Can one prolong the loan offer?
The person best placed to address this concern is your lawyer who will calculate whether he or she is should be discussing with the bank, seller’s solicitors, property agents or indeed all parties taking into account what has happend in your transaction as of today.
I am purchasing a property and require a conveyancing solicitor in Chelsfield who is on the Accord Mortgages Ltd solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Chelsfield. We dont recommend any particular firm.
We are aiming to move home in October. Should my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Chelsfield. Conveyancing solicitor was chosen before I stumbled across this page.
On the afternoon of completion you can pick up the keys from your selling agent however this should only be done when the previous owners lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. You will need to advise the removal company that you are ready to move in. We do not suggest a particular removal organisation but can assist you in choosing a residential property solicitor in Chelsfield or a solicitor with expertise in conveyancing in Chelsfield.
I have paid off my mortgage with Principality. I assume I don't need a Chelsfield property lawyer on the Principality panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Chelsfield off the council. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
Should our conveyancer be asking questions concerning flooding as part of the conveyancing in Chelsfield.
Flooding is a growing risk for solicitors dealing with homes in Chelsfield. Some people will buy a house in Chelsfield, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Conveyancers are not qualified to give advice on flood risk, but there are a number of checks that can be undertaken by the buyer or on a buyer’s behalf which can figure out the risks in Chelsfield. The conventional set of completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the vendor to find out if the property has suffered from flooding. In the event that the property has been flooded in past and is not revealed by the vendor, then a purchaser could issue a legal claim for losses stemming from an misleading answer. A buyer’s conveyancers should also conduct an enviro report. This should indicate whether there is a recorded flood risk. If so, more detailed inquiries should be conducted.
The deeds to our house are lost. The solicitors who did the conveyancing in Chelsfield 4 years ago no longer exist. What are my next steps?
As long as you have a registered title the details of your proprietorship will be held by HMLR with a Title Number. It is possible to execute a search at the Land Registry, identify your property and obtain current copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.