My financial adviser has asked me for my Chelsfield solicitor’s panel member for the HSBC conveyancing panel. Can you suggest how I discover this. I have called my local Chelsfield branch but they cant find it on their system.
You are best placed to get this information from your Chelsfield lawyer . They keep a central record lender panel numbers.
It is a dozen years since I purchased my house in Chelsfield. Conveyancing lawyers have now been retained on the sale but I can't track down my title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be kept by your lender or they could be in the possession of the conveyancers who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Chelsfield relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
My colleague recommended that where I am purchasing in Chelsfield I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Chelsfield conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Chelsfield around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chelsfield Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Chelsfield.
My company is intending to lease a unit on the high street. Can you recommend conveyancers offering no-move-no costs for commercial conveyancing in Chelsfield for below £2000?
We can recommend firms who have specialist knowledge of commercial conveyancing in Chelsfield, including the disposal and purchase of businesses as well as simply property. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. As for the charges these will vary based on the structure and terms of the deal. Let us have your details or telephone so as to enable us to supply you with a detailed commercial conveyancing quote.
I need to retain a conveyancing solicitor for freehold conveyancing in Chelsfield. I've chance upon a site which appears to be the perfect answer If it is possible to get all this stuff done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have had difficulty in trying to purchase the freehold in Chelsfield. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a absentee freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to judgment on the amount due.
An example of a Lease Extension case for a Chelsfield residence is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The remaining number of years on the lease was 50.57 years.
What makes a Chelsfield lease unmortgageable?
Leasehold conveyancing in Chelsfield is not unique. All leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. The following missing provisions could result in a defective lease:
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A provision for the recovery of money spent for the benefit of another party. A duty to insure the building
You could have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Barclays , The Royal Bank of Scotland, and Alliance & Leicester all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the purchaser to pull out.