I am in the throes of transferring my existing standard mortgage to a BTL Bank of Ireland mortgage. The bank has said that I require a solicitor as part of the process. I spoke to my previous Laindon conveyancing solicitor who acted on my behalf when I previously purchased the house. The fee calculation issued of £500 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The estimate does seem a little overpriced. Where you are content to spend time scrutinising costs you could get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, if you were happy with the service the firm gave you maylive to regret opting for an an untested conveyancer. Remember to ensure that the conveyancer can also act for Bank of Ireland. You can make use of our search tool to locate a Laindon conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Laindon.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Laindon?
There are many registered licenced Conveyancers in Laindon and Solicitor practices in Laindon to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
How can we tell if a Laindon conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Laindon getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.
After what feels like an age I have had an offer on a maisonette in Laindon agreed to, but there is a chain. The sellers have put an offer on a flat, but it’s not been accepted yet, and have viewings of other flats booked. I have instructed a bricks and mortar conveyancing solicitor in Laindon. What do I do now? At what stage should I apply for the mortgage with TSB?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Laindon conveyancing search fees, etc). First, you should check that your property lawyer is on the TSB conveyancing panel. Concerning the subsequent stages this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a rising market the majority of home buyers would apply for a home loan with TSB and arrange for the valuation and only if it was satisfactory would they pay their solicitor to move forward with the conveyancing in Laindon.
Just acquired a detached house in Laindon , What is the estimated time for the Land Registry to record my ownership? My Laindon conveyancing solicitor has been very slow, so I want to check that my name is registered.
As far as conveyancing in Laindon registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. Currently approximately three quarters of submission are fully dealt with within 12 days but occasionally there can be extensive delays. Registration takes place after the new owner is living at the property thus post completion formalities is not usually top priority but where there is a degree of urgency associated with the registration then you or your lawyers should contact the land registry and explain the circumstances.
Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Laindon I like with open areas and railway links in the vicinity, however it's only got 51 years unexpired on the lease. I can't really find anything else in Laindon in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the shortness of the lease will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
How easy is it to change solicitor as I have to appoint a firm on the Aldermore conveyancing panel. I hired a high street conveyancing solicitor in Laindon five minutes from me but she is not accepted by Aldermore
It would be our pleasure to assist you find a conveyancing solicitor in Laindon on the Aldermore panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Laindon. In making use of search facility on this site, you can scrutinise costs for conveyancing solicitors in Laindon and beyond.
I have just had an offer accepted on a leasehold flat in Laindon and the broker that we are using recommended his property lawyer. They quoted £1000 plus VAT and disbursements. Does this sound reasonable?
You should not rely on one estimate. One should seek like-for-like quotes for your conveyancing in Laindon. Then select one that you trust and crucially, is on the approved list of the lender that you have applied for a mortgage from.