I am purchasing a flat and require a conveyancing solicitor in Laindon who is on the Britannia conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Laindon. We dont recommend any particular firm.
Can I be sure that the Laindon conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Laindon getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.
I have paid off my mortgage with RBS. I assume I don't need a Laindon property lawyer on the RBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I have instructed a Laindon conveyancing practitioner having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Laindon postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Laindon.
I have todaybecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Laindon for a purchase of a freehold house 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Laindon conveyancing specialists.
I decided to have a survey carried out on a property in Laindon prior to instructing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders will not grant a mortgage on such a home.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Laindon. Conveyancing will be smoother if you use a solicitor in Laindon especially if they are acquainted with such properties in Laindon.
Taking into account that I am about to spend £400,000 on a property in Laindon I would like to have a conversation with the lawyer concerning thehouse move prior to giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your property ownership legalities in Laindon.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Laindon should be the figure that you are charged.
What are your top tips when it comes to appointing a Laindon conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Laindon conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We advise that you talk with several firms including non Laindon conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:
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How familiar is the practice with lease extension legislation? What volume of lease extensions have they conducted in Laindon in the last twenty four months?
Laindon Leasehold Conveyancing - Examples of Questions you should consider Prior to buying
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What is the name of the managing agents? It is important to be aware if changing the roof or some other major work is coming up to be shared by the leaseholders and will materially increase the the service costs or require a one time payment. Are any of leasehold owners in arrears of their service charge liability?