We see that you have a post code search directory identifying firms on the Skipton conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Barnehurst?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Barnehurst.
Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Barnehurst so that I can attend their offices if necessary.
Nowadays conveyancing panel lawyers for lenders carry out the vast majority of communications via Royal Mail, internet or over the phone. This enables them to carry out the legal work for your home move no matter where you live in the country. That being said you should see if you have the option of going to the offices of your conveyancing lawyer if just in case this is required.
I just bought a property at auction in Barnehurst. Conveyancing is needed. What are my next steps?
Given that you have now exchanged you now have to choose a conveyancing lawyer quickly as you now have a pending a fixed date to complete the transaction. An auction property should have a bespoke legal pack. This should include most,if not all of the documents that your conveyancer requires. In the case of leasehold property the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You should pass this on to the lawyer working for you ASAP. You also need to ensure that your finances are in order to complete on the date specified in the contract.
I happen to be the only beneficiary of my late mum's will and I have everything in my name alone, including the my former home in Barnehurst. The Barnehurst property was put into my name in July. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in July. Do I have to wait 6 months to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view mortgage companies take of it, depend on the bank as this requirement is principally there to capture the purchase and immediately sell or the flipping of property.
I am selling my apartment. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being problematic. The Barnehurst solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Do I need to pay for insurance to cover chancel repairs when acquiring a residence in Barnehurst?
Unless a previous purchase of the property took place post 12 October 2013 you could expect lawyers handling conveyancing in Barnehurst to continue to advocate a chancel search and or chancel repair liability insurance.
I am purchasing my first flat in Barnehurst benefiting from help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my solicitor about the deal as it would put at risk my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been advised by a few estate agents in Barnehurst to select a solicitor on your site. What’s the financial advantage for Estate Agents to offer your services ahead of a competitor’s?
We refuse to offer any referral fee for directing people to this site. We found it would be just too difficult a fee as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.