Souldusing a Barnehurst conveyancing practice make the legal process smoother?
On the whole conveyancing lawyers in your neck of the woods will benefit from excellent connections with your local authority, which can assist with the Barnehurst conveyancing searches that your conveyancer will require on your transaction. It also helps if they have existing rapport with the Land Registry in your area Barnehurst, other lawyers in the location and Barnehurst Estate Agents.
It is a dozen years since I acquired my property in Barnehurst. Conveyancing lawyers have just been instructed on the sale but I can't track down my title deeds. Is this a major issue?
Don’t worry too much. First the deeds may be with your lender or they could still be with the conveyancers who acted in the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Barnehurst relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
Do I need to take out insurance to cover chancel repairs when acquiring a residence in Barnehurst?
Unless a previous purchase of the premises completed post 12 October 2013 you could assume that solicitors conducting conveyancing in Barnehurst to continue to suggest a chancel search and or insurance against a claim.
My wife and I purchased a renovated Victorian property in Barnehurst. Conveyancing solicitor acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Barnehurst and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing practitioner who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a house in Barnehurst in advance of instructing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders tend refuse to grant a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Barnehurst. Conveyancing may be slightly more expensive based on your lender's requirements.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.