Do lenders provide you with an approved list of Barnehurst conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Barnehurst conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I am helping my step-mother sell her house in Barnehurst. Will the conveyancing solicitor commission the energy performance certificate or do I organise this?
After the demise of Home Packs, EPC’s remained a compulsory element of selling a property. An energy assessment needs to be commissioned before the property is advertised. It is not as aspect of the sale process that solicitors normally arrange. Where you are instructing a Barnehurst conveyancing lawyer they may be able to arrange energy assessments given their contacts with long established local energy assessors
I am being told by my conveyancer that restrictive coveneant insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Barnehurst?
The right level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between Halifax and Coventry Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.
I am currently in the process of buying my council flat in Barnehurst. I have a mortgage agreed with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
My wife and I purchased a renovated Victorian house in Barnehurst. Conveyancing practitioner acted for me and Nottingham Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Barnehurst and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who conducted the purchase.
I am buying a new build flat in Barnehurst. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Barnehurst
Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Barnehurst is where the house is located. Can you offer any guidance?
Flying freeholds in Barnehurst are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Barnehurst you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barnehurst may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We have chosen a Barnehurst conveyancing solicitor for our home move (novice purchasers) and have picked up in the terms and conditions that they are not overseen by the Financial Conduct Authority. Need I be concerned or is that usually the case with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are governed by the SRA, who have stringent rules in relation to monies held by them.