It is a dozen years since I purchased my home in Belvedere. Conveyancing lawyers have just been appointed on the sale but I am unable to locate my title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with the lender or they may be in the possession of the solicitor who handled the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Belvedere involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather appoint a high street conveyancing solicitor in Belvedere?
You should check but the the likelihood is that appoint one of their panel solicitors should you want the "fee-free" offer. Speak to the lender to explore if they make available a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Belvedere.
What is your number one tip for choosing a conveyancing solicitor in Belvedere
We would encourage you not to base your choice on the cheapest Belvedere conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Forgive me if this question is silly but I am wet behind the ears as FTB of a ground floor flat in Belvedere. Do I receive the keys to the property on the completion date from my conveyancer? If this is the case, I will find a local conveyancing solicitor in Belvedere?
On the day of completion you do not need to attend the conveyancers office in Belvedere. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and once they have received this, you should be able to collect the keys from the property Agents and start moving into the property. Usually this occurs early afternoon.
I recently had an offer accepted on an apartment in Belvedere. My mortgage broker recommended their conveyancers. I paid an upfront payment of £150. Not long after, the property lawyer called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who did the conveyancing in Belvedere 5 years ago have long since closed. What are my options?
These day there are copies made of almost everything, and your solicitor should be aware precisely where to find all the appropriate paperwork so you may buy or dispose of your property without a hitch. Where duplicates are not available, your solicitor can arrange cover in the form of insurance or indemnities against future claims on the property.
I am looking for a flat up to £195,000 and found one close by in Belvedere I like with open areas and railway links nearby, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Belvedere in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage that many years will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
Hoping to buy a property located in Belvedere and I am already nervous. I couldn't find anything specific about Belvedere. Conveyancing will be needed in due course but do you know about the Belvedere area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Belvedere. In the meantime here are some basic statistics that we found