Why would one instruct a West Malling conveyancing firm when internet based alternatives are more affordable?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in West Malling and you should seek an affordable estimate but don’t be focused with scouring the internet for the lowest priced West Malling conveyancer. Finding the right conveyancer can be the distinction between a seamless and a distressing home move. It is important that you ensure that you have expert advice from a specialist conveyancer. Emails can't take the place of a phone conversation and are no substitute for a face to face consultation. The firms that we work with will appoint you a qualified and top rated conveyancing solicitor that will deal with your conveyancing from start to finish, providing a level of hand holding that you rarely receive from an internet conveyancer. He or She will contact you regularly to update you as to progress making sure that you are ensuring that you are updated at regular intervals. Should you need to contact the firm you will be sure who to ask for and we'll ensure you're not left wondering what's going on.
Do conveyancers ask for an advanced payment when it comes to conveyancing in West Malling?
If you are buying a property in West Malling your solicitor will ask you to provide them with funds to cover the the cost of the conveyancing searches. Generally this is requested to cover the fees of the conveyancing searches. If any down payment is as part of the purchase price then this should be needed shortly in advance of exchange of contracts. The final balance that is due will be payable shortly before completion.
Two weeks ago we had a mortgage agreed in principle with Virgin Money. West Malling conveyancing solicitors have been instructed. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
There is no definitive answer here. Have Virgin Money done the survey? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I recently had an offer agreed on a house in West Malling. My financial adviser pressured me to appoint their lawyer. I paid an upfront payment of £150. Soon after, the conveyancer called me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Aldermore have agreed my mortgage in principle, my offer on a house in West Malling has been accepted, now what?
Your property agent will want to be informed of your conveyancer's details (ensure that the solicitors are on the bank’s approved list). Contact Aldermore or the financial adviser and complete any relevant paperwork. Aldermore will sellect a valuer who will get in contact with the estate agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a week to get a mortgage offer. Aldermore will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Malling.
Me and my brother own a renovated Georgian house in West Malling. Conveyancing lawyer represented me and Britannia. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Malling and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the conveyancing.
The estate agent has sent us the confirmation of our purchase of a new build apartment in West Malling. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in West Malling
-
Please confirm the Lease plans are surveyor prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
My cousin has recommend that I instruct his lawyers for conveyancing in West Malling. Do I follow his guidance?
No doubt it’s preferable to find a conveyancing practitioner is to get recommendations from friends or relatives who have actually previously instructed the conveyancer you're considering.