After what seems like an age a loan offer from Nationwide for the remortgage of my single bedroom maisonette is to be issued imminently. Are you able to propose a low cost conveyancing solicitor in Meopham?
You are on the wrong site if you are in need of the cheapest conveyancing in Meopham. Our intention is to offer cost effective conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers seducing you with ninety nine pound conveyancing in Meopham. The optimum result, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not end up with the service expected.
I am the registered owner of a freehold property in Meopham but still charged rent, why is this and what is this?
It is rare for properties in Meopham and has limited impact for conveyancing in Meopham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I am buying a terraced house in Meopham. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Meopham you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Meopham.
My partner and I are close to exchanging contracts on the sale of our home in Meopham and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Meopham conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a web based conveyancing firm as opposed to a conveyancing solicitor in Meopham. We have lived in Meopham for many years we know that this is a non issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My wife and I purchased a 4 bedroom Georgian house in Meopham. Conveyancing practitioner represented me and TSB. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Meopham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the work.
Due to the input of my in-laws I had a survey completed on a house in Meopham in advance of instructing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders tend not issue a loan on a flying freehold house.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Meopham. Conveyancing may be slightly more expensive based on your lender's requirements.