Much to our surprise we have been notified by our mortgage broker that my Gravesend lawyer is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
The sensible course of action for you to take is to call your Gravesend lawyer directly. You lawyer should inform you of the situation. If they are not on the panel they may be able to suggest a Gravesend conveyancing firm that is on the approved list of lawyers for your lender.
We are a couple about to sign contracts for a semi detached house in Gravesend. We encountered a problem. The mortgage offer with The Mortgage Works runs out on 25/11/2025 but the owners are suggesting a completion date of 27/11/2025. Is it possible to extend the mortgage expiry date?
The best person to deal with your issue is your solicitors who will hopefully determine whether they should be discussing with the mortgage broker, owner’s conveyancers, property agents or indeed all three taking into account what has happend in your conveyancing to date.
I need some quick conveyancing in Gravesend as I am faced with pressure to complete in less than one month. Thankfully I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not obtaining a home loan you have the choice not to have searches conducted although no lawyer would suggest that you don't. With plenty of history conveyancing in Gravesend the following are examples of what can appear and therefore affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
I have recentlyfound out that Action Conveyancing have closed. They conducted my conveyancing in Gravesend for a purchase of a leasehold apartment 12 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The quickest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gravesend conveyancing specialists.
I'm buying my first flat in Gravesend with a loan from Yorkshire Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not inform my solicitor about this deal as it would impact my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been sourcing a conveyancing solicitor in Gravesend for my home move. Is there any facility to check a solicitor's record with the legal regulator?
Anyone may read published Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.