Would the conveyancing lawyers identified via your search tool perform conveyancing in Gravesend by way of an attended exchange?
There are a few conveyancing specialists carrying out attended exchanges. Please contact us to secure a costs illustration and details as to availability.
We see that you have a post code search directory identifying firms on the HSBC conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Gravesend?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gravesend.
Are the BSA planning on creating a searchable register to list practices on the Norwich and Peterborough Building Society conveyancing panel for instance in Gravesend?
We are not aware of any plans on the part of the BSA to develop such a register.
We are getting a further advance on our home loan from Coventry BS as we wish to carry out renovations to our home in Gravesend. Do we need to choose a local Gravesend solicitor on the Coventry BS conveyancing panel to handle the legals?
Coventry BS do not ordinarily require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.
I have decided to exercise my right to buy my property in Gravesend off the council. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I am selling my apartment. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being difficult. The Gravesend solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a property in Gravesend?
Unless a previous acquisition of the premises took place post 12 October 2013 you may take it that conveyancing practitioners handling conveyancing in Gravesend to continue to advocate a chancel search and or chancel repair liability policy.
Last July I purchased a leasehold flat in Gravesend. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I invested in buying a studio flat in Gravesend, conveyancing having been completed June 2009. Can you work out an approximate cost of a lease extension? Similar flats in Gravesend with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 levied per year. The lease terminates on 21st October 2086
With only 65 years remaining on your lease the likely cost is going to span between £13,300 and £15,400 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.