My wife and I are acquiring a maisonette in Gravesend. My property lawyer is not listed on the mortgage company approved panel. Am I still permitted to retain my Gravesend conveyancing solicitor even though they are not on the lender list of approved lawyers?
You have a number of alternatives available to you here
- Complete the deal with your existing Gravesend solicitor but your bank will undoubtedly use a conveyancing practitioner on their conveyancing panel. The net result is additional charges and potential frustration.
- Choose a new conveyancer to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Appeal to your property lawyer to seek to join the bank panel
Would the conveyancing lawyers via your comparison service carry out conveyancing in Gravesend by way of an attended exchange?
We do have a number of conveyancing experts who can conduct 24hr exchanges. Do e-mail us to receive a fee calculation and details as to dates.
I am the registered owner of a freehold residence in Gravesend but still pay rent, why is this and what is this?
It is rare for properties in Gravesend and has limited impact for conveyancing in Gravesend but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
We just had an offer accepted to purchase with Darlington Building Society. I dropped in 3 or 4 local solicitors yet am struggling to find a Gravesend conveyancing firm on the Darlington Building Society panel. Could you assist?
Feel free to make the most of the find a lender approved solicitor tool on this page. Pick the building society and type Gravesend or your location and you will be presented with a number of lawyer offices in Gravesend or near you.
My partner and I are downsizing from our property in Gravesend and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Gravesend lawyer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing practice as opposed to a conveyancing solicitor in Gravesend. Having lived in Gravesend for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Gravesend is the location of the property. Can you offer any assistance?
Flying freeholds in Gravesend are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Gravesend you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gravesend may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.