Just been in touch with my conveyancing solicitor in Gravesend who completed the legal work two years ago and wanted a conveyancing quote based on the same type of house move (a leasehold property and a freehold property) of similar values with a loan from Bank of Ireland. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for an alternative conveyancer?
The costs illustration is fractionally on the high side. Where you are willing to expend time scrutinising prices you might trim some of the expense by say £125. That being said, providing that you were pleased with the assistance the firm gave you couldcome to regret choosing an an unknown solicitor. Remember to be sure that the conveyancer can act for Bank of Ireland. You can use our search tool to choose a Gravesend conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Gravesend.
My wife and I purchasing a victorian detached house in Gravesend. Our aim is to carry out an extension to the side at the property.Will legal conveyancing on the property involve checks to ascertain if these works are permitted?
Your solicitor should check the registered title as conveyancing in Gravesend will sometimes reveal restrictions in the title documents which prevent categories of alterations or necessitated the permission of a 3rd party. Many extensions need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
I am expecting a OIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Gravesend solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Gravesend solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
After much negotiation I have agreed a price on a house in Gravesend. My financial adviser recommended their conveyancers. I paid an on account payment of £175. A few days later, the lawyer called me sheepishly admitting that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Gravesend differ for newly converted properties?
Most buyers of new build residence in Gravesend approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is completed. This is because developers in Gravesend usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Gravesend or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Gravesend is the location of the property. Can you offer any assistance?
Flying freeholds in Gravesend are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Gravesend you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gravesend may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Are there any apps to assist me to search for a Gravesend law firm on the TSB conveyancing panel? I am a keen cyclist and am willing to travel upto 25kilometers to meet the conveyancer.
You can use the search on this website. Please pick a lender and your location and you will see a number of Gravesend conveyancing lawyers located nearest you. We have detailed some Gravesend conveyancing firms towards the end of this page and you can call them to check if they are on the TSB panel
Do I need to pop into the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Gravesend so that I can attend their offices if required.
Most conveyancing panel lawyers for the bank undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Gravesend. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.