Find a Lender-Approved Local Conveyancer in Otford

Ready to buy a new home? Find a law firm approved by your lender.

Conveyancing in Otford : Keep it Local

Logical reasons to let us help you select a local conveyancing solicitor in Otford

  • 1 The Otford conveyancing practitioners that are identified are dedicated to providing value for money, efficient and accessible conveyancing service to borrowers, sellers and remortgagors in Otford
  • 2 Lawyer conveyancing firms have very good personal connections with Otford selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 3 Otford solicitors work in conjunction with Otford estate agents, house builders, surveyors, lenders and other professionals to ensure that the highest level of service is provided to clients every step of the way, offering all the advice and help you need
  • 4 The hallmark of our conveyancing solicitors in Otford is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the high standards of professionalism you will expect.
  • 5 Firms accustomed to conveyancing in Otford have a grasp oflocal concerns specific to Otford and therefore you may benefit from better guidance and speedier conveyancing.

Examples of recent conveyancing in Otford since March 2024*

Recently asked questions about conveyancing in Otford

The owners of the house we are looking to purchase have instructed a conveyancing practitioner in Otford who has recommended a lock out agreement with a payment 6,000. Are such contracts the norm for Otford conveyancing transactions?

This type of arrangement is unusual in Otford, conveyancers will often encourage clients away from them as they detract from the main conveyancing focus and if you end up losing your deposit then the solicitor at best left with an upset client and at worst a litigious one. Furthermore, there is no certainty that just because the owner has signed a lock out agreement they will sell to you. They may be tempted to break the contract if they are offered sufficient incentive to do so because an aggrieved party with the benefit of a exclusivitycontract will still be legally obliged to establish consequential losses from the breach and this may not equalise the financial benefit that your vendor may gain by breaching the contract, however morally shameful the behaviour is.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Otford. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/6/2024, the requirements read as follows :

What is your number one tip for choosing a conveyancing solicitor in Otford

It would be unwise to be tempted by the cheapest Otford conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Otford. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will find a local conveyancing solicitor in Otford?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.

The formalities of my purchase has taken place for my property in Otford. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I'm purchasing a new build house in Otford with the aid of help to buy. The developers would not budge the amount so I negotiated 6k of extras instead. The property agent suggested that I not reveal to my lawyer about this deal as it may impact my mortgage with Leeds Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Otford before instructing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will refuse to give a mortgage on this type of premises.

It varies from the lender to lender. HSBC has different instructions from Nationwide. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Otford. Conveyancing will be smoother if you use a solicitor in Otford especially if they are acquainted with such properties in Otford.

I am a negotiator for a long established estate agency in Otford where we have experienced a number of flat sales jeopardised due to leases having less than 80 years remaining. I have received conflicting advice from local Otford conveyancing firms. Please can you clarify whether the owner of a flat can commence the lease extension process for the purchaser on completion of the sale?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the sale.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Otford Conveyancing for Leasehold Flats - Sample of Questions you should consider before buying

    Who manages the block? For most Otford leaseholds the outlay for major works tend not to be included within maintenance charges, albeit that there some managing agents in Otford obliged tenants to contribute towards a sinking fund and this is used to offset against major works. Is anyone aware of any major works in the near future that could increase the service fees?

Last updated

Commercial Conveyancing solicitors in Otford regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Otford specialising in commercial conveyancing in Otford. This should include advice on complex issues under the Landlord and Tenant Act of 1954
  • Dmb Law, The Old Bat and Ball, St. Johns Hill, Sevenoaks, Kent, TN13 3PF
  • Baker Macdonald, 3 The Square, Sevenoaks, Kent, TN13 2AA
  • J W R Pearson Limited, The Red House, 50 High Street, Sevenoaks, Kent, TN13 1JL
  • Knocker & Foskett, The Red House, 50 High Street, Sevenoaks, Kent, TN13 1JL
  • M S Thomson Limited, The Red House, 50 High Street, Sevenoaks, Kent, TN13 1JL

Residential Licensed Conveyancers in Otford regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Otford but also conveyancing throughout England and Wales.
  • Peter W Stevens , 107 Maxwell Gardens, BR6 9QT

Planning law solicitors in Otford regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Otford with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including tree preservation orders
  • Sharratts (london) Llp, 1 The Old Yard, Rectory Lane, Westerham, Kent, TN16 1JP

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.