My mortgage broker requires my Otford solicitor’s panel member for the Lloyds conveyancing panel. How do I obtain this. I have called my local Otford office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Otford conveyancer . Most Otford conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
Would the conveyancing lawyers Indexed on your site carry out auction conveyancing in Otford?
We know of a number of niche practitioners we can put you in touch with those who can conduct auction conveyancing. Otford is one of hundreds of areas of where our lawyers have a presence.
As a first time buyer what is the most important number one tip you can give me regarding purchase conveyancing in Otford?
Not many law firms shout this from the rooftops but conveyancing in Otford or throughout England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists plenty of room for friction between you and others involved in the home moving process. For example, the seller, property agent and sometimes your mortgage company. Appointing a law firm for your conveyancing in Otford should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to look after your best interests and to protect you.
Sometimes a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For example, the property agent may claim to be assisting by claiming that your lawyer is wrong. Or your financial adviser may try to convince you to do something that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties in the home moving process.
Please explain the implications if my lawyer’s firm is removed from the Clydesdale Conveyancing panel ahead of completing my conveyancing in Otford?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
We are aiming to move house in November. Should my conveyancing solicitor update the removal company on the completion day. On a separate note, can you put forward a removal company in Otford. Conveyancing lawyer was chosen before I stumbled across your page.
On the day of completion you can collect the house keys from the selling agent however this should only be done once the vendors solicitors inform the agent that the monies to complete are in and the keys can be passed over. You can advise the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you find a conveyancing in Otford or a lawyer that specialises in conveyancing in Otford.
I am due to exchange contracts on my flat. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being a right pain. The Otford solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Nottingham have agreed my home loan in principle, my offer on a flat in Otford has been agreed to, what are the next steps?
Your estate agent will need to know who your solicitors are (make sure the property lawyers are on the bank’s approved list). Contact Nottingham or the financial adviser and complete any outstanding documentation. Nottingham will sellect a valuer who will get in contact with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. Nottingham will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Otford.
I need to instruct a conveyancing solicitor for residential conveyancing in Otford. I have stumble across a site which seems to have the perfect solution If it is possible to get all this stuff completed via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?