We were about to retain a conveyancing solicitor in Otford recommended using your search tool but have come across some other estimates via the web appear cheaper – why is this?
One can find numerous solicitors advertising theoretically looks to be the cheapest conveyancing in Otford. Our advice is to think long and hard as to how important this transaction is to you that want to be penny wise pound foolish over the standard of the legal work. Some embed extras deep into the terms of business. The solicitors that we list for conveyancing in Otford will notbehave this way.
We are a couple about to sign contracts for a leasehold flat in Otford. We have hit a snag. The mortgage offer with Nationwide Building Society runs out on 6/11/2024 but the vendors are insisting on a completion date of 8/11/2024. Is it possible to extend the loan expiry date?
The best person to deal with your question is your lawyer who should determine whether they corresponding with the lender, vendor’s conveyancers, selling agents or possibly all parties given the history of your conveyancing to date.
It is a dozen years since I acquired my house in Otford. Conveyancing solicitors have now been retained on the sale but I can't track down the title documents. Is this a problem?
Don’t worry too much. Firstly the deeds may be retained by your mortgage company or they may be in the possession of the conveyancers who acted in your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Otford involves registered property but in the unlikely event that your property is not registered it is more tricky but is not insurmountable.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather use a Otford based conveyancing firm?
You should check but the the probability is that allocate you one of their panel solicitors should you accept the "fee-free" offer. Call the bank to check if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Otford.
How does conveyancing in Otford differ for new build properties?
Most buyers of new build or newly converted property in Otford approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Otford typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Otford or who has acted in the same development.
How do I use the search facility to find a conveyancing solicitor in Otford on the panel for my mortgage?
First choose a mortgage company such as Halifax, The Mortgage Works or TSB then choose your location for example Otford. Conveyancing organisations in Otford and nationally will then be shown.