I have given 2 months notice to my current landlord and must be out of my let out flat in Harold Hill by 3/7/2023. Conveyancing on my purchase is progressing. Can I complete in six weeks as don't want to have to find short term accommodation?
Generally one should not serve notice on a rental until exchange of contracts has taken place. Assuming that you have not already done so, contact to your solicitor and ask them to they seek the assistance the other side, try to get a realistic time scale from them that everyone will work towards
We're in Harold Hill, FTBs purchasing with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I used Stirling Law a few years past for my conveyancing in Harold Hill. Now, I need my files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harold Hill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Harold Hill with a mortgage from Bank of Ireland. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my lawyer about this side-deal as it may jeopardize my loan with Bank of Ireland. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Harold Hill is the location of the property. Can you offer any advice?
Flying freeholds in Harold Hill are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harold Hill you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harold Hill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We are soon to purchasing a property in Harold Hill. Can our solicitor keep the amount we are are purchasing for private from the likes of Zoopla. How can this be done?
HMLR are legally bound to reveal price sold data on the official title for domestic properties nationwide which includes properties in Harold Hill. The register of title is an open document, so the Land Registry would be breaching their statutory duty excluded specific properties such as your one in Harold Hill.
You can make a request of HMLR to withhold the price paid data but the response will be in the negative.