What is the best way to investigate if the solicitor carrying out my conveyancing in Harold Hill is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Accord Mortgages Ltd thus spending £192.00 in further legal costs.
Please do make use of the search tool on this web page. Please choose the mortgage company and type ‘Harold Hill’ or your location and you will discover numerous conveyancers offices in Harold Hill or by proximity to you.
We are selling our home in Harold Hill and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Harold Hill lawyer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing practice rather than a conveyancing solicitor in Harold Hill. We have lived in Harold Hill for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
It has been five months since my purchase conveyancing in Harold Hill took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Harold Hill differ for new build properties?
Most buyers of new build or newly converted property in Harold Hill come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Harold Hill usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harold Hill or who has acted in the same development.
I am looking for a flat up to £195,000 and identified one near me in Harold Hill I like with a park and railway links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Harold Hill in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage that many years may be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
How do I use your search tool to choose a conveyancing lawyer in Harold Hill on the authorised to act for my lender?
1st select a mortgage company such as Santander, Skipton Building Society or Barclays Direct then type in your location a common one being Harold Hill. Conveyancing practices in Harold Hill and beyond will then be identified.