Just been in touch with my conveyancing lawyer in Becontree who completed the legal work two years ago requesting a conveyancing quote based on the same type of home move (a leasehold premises and a freehold property) of almost identical values with a home loan from Accord Mortgages Ltd. I am now being quoted double. Should I look for an alternative firm of conveyancing solicitor?
The costs illustration is fractionally on the high side. If you you were to look around you could get the conveyancing a bit cheaper by as much as £100 plus VAT. On the other hand, assuming were content with the conveyancing the firm provided you couldcome to rue choosing an an unknown conveyancer. Remember to check the conveyancer can represent Accord Mortgages Ltd. You can employ our search tool to get a quote a Becontree conveyancing firm on the Accord Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Becontree.
Can I use your services to locate a Conveyancing solicitor in Becontree even if I’m not buying or selling a house, for instance if I wish to acquire a shop in Becontree with a loan from Yorkshire Building Society?
The service is mainly there to find residential conveyancing solicitors in Becontree but we have listed at the end of this page some Becontree commercial conveyancing firms. You should speak with the company directly to establish if they can also act for Yorkshire Building Society
I just acquired a flat at auction in Becontree. Conveyancing is needed. What happens now?
Having legally committed yourself to purchase you must retain a conveyancing solicitor soon as you will have a tight a drop dead date to complete the transaction. All auction property will ordinarily have a bespoke legal pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You should hand this to the solicitor working for you ASAP. You also need to ensure that you have funds in order to complete on the date specified in the contract.
I happen to be the sole beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Becontree. The Becontree property was put into my name in October. I want to move. I do know about the CML 6 month 'rule', meaning my proprietorship may be treated the same way as if I'd bought the property in October. Will no one buy the property for half a year?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How practical a view lenders take of it, depend on the bank as this provision is principally there to pick up on the purchase and immediately sell or the quick reselling of property.
I have paid off my mortgage with TSB. I assume I don't need a Becontree property lawyer on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Becontree is the location of the property. Can you offer any opinion?
Flying freeholds in Becontree are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Becontree you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Becontree may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the will of my father I am selling a residence in Swansea but live in Becontree. My solicitor (approximately 250 miles awayrequires that I sign a statutory declaration prior to completion. Could you suggest a conveyancing practitioner in Becontree who can attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Becontree based
I have noted on various online forums that when choosing a conveyancing lawyer they must be approved by your bank. It happens to be my first home move but I have an AIP via Nat West Bank and I already have a local conveyancing lawyer in Becontree in place. Does HSBC require an approved conveyancer to be used? Does a directory of approved firms even exist for my conveyancing in Becontree?
You need to choose a solicitor that is on the HSBC panel. Just telephone your preferred Becontree conveyancing solicitor to check if they are on the HSBC panel. If they are not approved you have a couple of choices open to you here:
- Proceed with your preferred Becontree conveyancing practitioner but HSBC will need to retain a solicitor from their approved list. This will result in additional fees and likely interruption.
- Get a fresh lawyer to conduct the conveyancing, not forgetting to check that they are on the HSBC conveyancing panel.
- Convince your solicitor to attempt to join the bank panel.