We were about to retain a conveyancing solicitor in Tilbury found on your site but stumbled across some other fee calculations via the web seem less expensive – why is this?
There are numerous solicitors promoting so-called cut-price conveyancing, unfortunately it’s common in such cases for additionalcosts end up with the final invoice being escalated. According to the Legal Ombudsman charges outlined in terms of business should be equitable and be applied The solicitors that we put forward for conveyancing in Tilbury specify all charges for the property you plan tobuy.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Tilbury. Do I pick up the keys to the premises on the completion date from my solicitor? If this is the case, I will appoint a local conveyancing solicitor in Tilbury?
On the day of completion you do not need to go to the conveyancers office in Tilbury. Your solicitors will arrange to send the completion advance to the seller's solicitors, and once they have received this, you will be able to collect the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
We had selected solicitors with offices in Tilbury on the UBS solicitor panel. They are now charging me an additional fee for handling the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Provided it is contained in their Terms of Engagement or Quote then yes your solicitor may levy a fee for this. This fee is not dictated by UBS but by your Tilbury conveyancer. Numerous firms on the UBS panel will charge ’dealing with mortgage’ fee and others do not.
We have agreed to purchase a house in Tilbury. One unusual aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Virgin Money your lawyer must check the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to Virgin Money where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not restricted to Tilbury.
Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who handled the conveyancing in Tilbury 10 years ago are no longer around. What are my options?
As long as the title is registered the information relating to your proprietorship will be documented by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, locate your property and obtain up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Tilbury is the location of the property. Can you shed any light on this issue?
Flying freeholds in Tilbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tilbury you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tilbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help locate a Tilbury solicitor on the Aldermore conveyancing panel? I have wheels and am prepared to travel upto 20miles to meet the solicitor.
Feel free to make use of the search on this page. Please select a mortgage company and your location and you will see a number of Tilbury conveyancing lawyers locally. We have detailed some Tilbury conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Aldermore panel
We are 17 days into a residential purchase having been recommend to solicitors by the selling agent to execute conveyancing in Tilbury. I am not happy. Could you you assist me in finding new solicitors?
They would need to be really bad in order to consider diss instructing them. Has your loan offer been issued? If so you must advise them of the replacement solicitor and have the mortgage documents are re-issued. Your solicitor ideally needs to be on the lenders approved list to avoid escalating charges and complications. So that should be your starting point. The find a solicitor tool should assist you in finding a lender approved lawyer for your home move in Tilbury