I was advised recently by my lender that my Longfield the law firm I have appointed is not on the mortgage company Solicitor panel. How can I be sure whether this is correct?
The best course of action for you to take is to call your Longfield lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
We are buying a house and require a conveyancing solicitor in Longfield who is on the Skipton approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Longfield.
We are purchasing a detached bungalow in Longfield. We would like to convert the garage to a playroom at the property.Will legal due diligence on the property involve investigations to see if these works are prohibited?
Your conveyancer should check the deeds as conveyancing in Longfield can sometimes identify restrictions in the title deeds which prohibit categories of changes or necessitated the consent of a 3rd party. Some works require local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.
Can I be sure that the Longfield conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Longfield obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor carrying out your conveyancing.
Intending to buy a maisonette in Longfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Longfield property lawyer is on the HSBC conveyancing panel.
My wife and I have a 4 bedroom Edwardian property in Longfield. Conveyancing practitioner represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Longfield and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing practitioner who conducted the purchase.
Due to the encouragement of my in-laws I had a survey completed on a house in Longfield in advance of instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some lenders will not issue a loan on this type of house.
It varies from the lender to lender. Lloyds has different instructions from Halifax. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Longfield. Conveyancing may be slightly more expensive based on your lender's requirements.
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great price which is making it all the more appealing. I have just found out that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Longfield. Conveyancing advisers have are soon to be instructed. Will they explain the issues?
Most houses in Longfield are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Longfield in which case you should be looking for a Longfield conveyancing solicitor and check that they have experience in advising on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want to the property. The lease will likely included provisions for example requiring the landlord’spermission to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your lawyer will appraise you on the various issues.