I am need of leasehold conveyancing for an apartment in a relatively new development (five years built) in Longfield. Almost all the flats have already been sold. Is it really necessary to order neighbourhood searches for my conveyancing in Longfield?
Conveyancing Searches are a central link in the Longfield conveyancing process. There are a large number of search providers conducting Longfield conveyancing searches, as well straight from the local authority. These are generally termed personal search organisation due to them carrying out, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authority.
My partner and I are selling our house in Longfield and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the buyers instructed a factory type conveyancing firm rather than a conveyancing solicitor in Longfield. Having lived in Longfield for 4 years we know that this is a non issue. Do we contact our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
My wife and I own a renovated Georgian house in Longfield. Conveyancing solicitor represented me and Virgin Money. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Longfield and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Longfield differ for newly converted properties?
Most buyers of new build or newly converted property in Longfield contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Longfield typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Longfield or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Longfield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Longfield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longfield you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are thinking of using an online solicitor rather than a Longfield conveyancing practice. Am I making a mistake?
Advantages do exist in being able to pop in to a local Longfield conveyancing solicitor for example
- signing papers same day
- having face-to-face explanations of matters you don't understand
- the ability to raise concerns if things are not going as expected
When checking quotes, look out for hidden extras. The majority decent Longfield high street solicitors give an all-inclusive price. Often online companies appear to offer discounted fees, yet have hidden 'extras' in the in the terms and conditions.