Find a Lender-Approved Local Conveyancer in Longfield

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Longfield’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Longfield.

Reasons to use our Longfield conveyancing solicitors

  • 1 Property lawyer conveyancing firms have extremely good personal links with Longfield estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 There is a better than average chance that the the conveyancers for the other party are based in Longfield - if so sets of conveyancers will be familiar
  • 3 This site is the only site that enables you the ability to check that your property ownership legalities in Longfield will be conducted by a solicitor on your lender’s approved panel.
  • 4 You can gain comfort when you select the very best, most recommended conveyancing solicitors. Longfield has a number to select from, but for a truly professional and dependable service many local people have been use the recommendation of this site.
  • 5 Personal touch together with pure property local knowledge are key benefits that you should value when selecting conveyancing solicitors. Longfield conveyancing can be made significantly more stressful due to lack of transparency between all the parties. The lawyers we work with endeavour to make sure that the lines of communication are open and act on arising issues and developments instantly.

Examples of recent conveyancing in Longfield since March 2024*

Recently asked questions about conveyancing in Longfield

Why is leasehold purchase conveyancing in Longfield costs more?

The conveyancing costs for a leasehold premises in Longfield is often higher when contrasted to a freehold property. This is because there is an amount of extra investigations required in corresponding with the freeholder and management company to collate the evidence concerning whether the rent and service charges have been paid and whether there are any significant expenditure in the near future on repairs or maintenance of the block.

Is it the case that all Longfield conveyancing solicitors on the Nottingham conveyancing panel are governed by the SRA?

As a firm of solicitors, in order to be on the Nottingham approved list of solicitors they would need to be regulated by the SRA. The majority of lenders do allow licenced conveyancers on their panel and in that case the firms would be governed by the Council of Licensed Conveyancers.

I currently have a mortgage with TSB for my property in Longfield. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?

TSB must be informed of your intention in advance of renting your property as this is likely to be a breach of TSB’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel lawyer.

I recently had an offer accepted on an apartment in Longfield. My financial adviser recommended their conveyancers. I paid an advanced payment of £200. Not long after, the lawyer contacted me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am purchasing a new build house in Longfield with a loan from Birmingham Midshires. The builders would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not inform my solicitor about the extras as it would jeopardize my mortgage with Birmingham Midshires. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Longfield ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some banks tend refuse to issue a mortgage on this type of house.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Longfield. Conveyancing will be smoother if you use a solicitor in Longfield especially if they are acquainted with such properties in Longfield.

I need to find a conveyancing solicitor for leasehold conveyancing in Longfield. I've land on a site which seems to have the ideal offering If it is possible to get all formalities done via web that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

When it comes to leasehold conveyancing in Longfield what are the most frequent lease problems?

There is nothing unique about leasehold conveyancing in Longfield. Most leases are individual and drafting errors can result in certain clauses are erroneous. The following missing provisions could result in a defective lease:

    Maintenance charge proportions which don’t add up to the correct percentage Repairing obligations to or maintain parts of the property

You may encounter a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Accord Mortgages Ltd, Coventry Building Society, and Bank of Ireland all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to pull out.

Leasehold Conveyancing in Longfield - A selection of Questions you should ask before buying

    The majority of Longfield leasehold flats will have a service charge for the upkeep of the block set on behalf of the management company. Where you acquire the apartment you will have to pay this contribution, normally quarterly during the year. This can be anything from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent to be met yearly, this is usually not a exorbitant amount, say approximately £25-£75 but you should to enquire as occasionally it can be prohibitively expensive. Are there any major works in the planning that could add a premium to the service fees? How is the lease structured?

Last updated

Sample of conveyancing solicitors in Longfield regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Longfield but also conveyancing throughout England and Wales.

  • Sharpe & Perl, 23 The Row, New Ash Green, Longfield, Kent, DA3 8JB
  • Hatten Wyatt, 51/54 Windmill Street, Gravesend, Kent, DA12 1BD
  • Martin Tolhurst Partnership Llp, 7 Wrotham Road, Gravesend, Kent, DA11 0PD
  • Patrick Lawrence, 5 Railway Place, Gravesend, Kent, DA12 1AP
  • F S Law Solicitors & Advocates, 27 Milton Road, Gravesend, Kent, DA12 2RF

Commercial Conveyancing solicitors in Longfield regulated by the SRA

The list below is a small selection of solicitors in Longfield specialising in commercial conveyancing in Longfield. This may include advice on buying and selling small and large scale commercial property and agricultural land
  • Sharpe & Perl, 23 The Row, New Ash Green, Longfield, Kent, DA3 8JB
  • Rex Cowells Solicitors Limited, Old Rectory Business Centre, Springhead Road, Northfleet, Gravesend, Kent, DA11 8HN
  • Stantons, 24 Wrotham Road, Gravesend, Kent, DA11 0PA
  • Hatten Wyatt, 51/54 Windmill Street, Gravesend, Kent, DA12 1BD
  • Martin Tolhurst Partnership Llp, 7 Wrotham Road, Gravesend, Kent, DA11 0PD

Whether you are going through a divorce or separation or simply wish to transfer your property to someone else, transfer of equity conveyancing in Longfield includes some of the following tasks:

  • Taking instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Following instructions from the lender (if relevant)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Agreeing amendments to the draft Transfer
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Registering the change in proprietorship and the home loan (where applicable) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.