As someone not used to conveyancing in Ardleigh Green what is the number one tip you can impart for the home moving process in Ardleigh Green
You may not hear this from too many lawyers but conveyancing in Ardleigh Green and elsewhere in London is an adversarial process. In other words, when it comes to conveyancing there exists lots of room for conflict between you and others involved in the ownership transfer. For example, the vendor, property agent and sometimes a mortgage company. Selecting a lawyer for your conveyancing in Ardleigh Green should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to look after your best interests and to keep you safe.
We are witnessing a worrying increase in the "blame" culture- someone must be blamed for the process being so protracted. We recommend that you must always trust your lawyer above all other parties when it comes to the legal transfer of property.
I have Fifty Six years remaining on my lease and require a lease extension for my flat in Ardleigh Green. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/1/2021 the requirements read as follows :
I am assisting my niece sell her flat in Ardleigh Green. Will the conveyancing solicitor arrange the energy performance certificate or do I organise this?
Following the abolition of HIPs, energy performance certificates remained a mandatory element of moving house. An EPC should be commissioned prior to the property being put on the market. This is not something that law firms ordinarily organise. If you are instructing a Ardleigh Green conveyancing lawyer they may help arrange EPC’s given their contacts with reputable Ardleigh Green assessors
I am currently in the process of buying my council flat in Ardleigh Green. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I currently have a mortgage with Nottingham for my property in Ardleigh Green. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nottingham?
Nottingham must be informed of your intention before letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel lawyer.
The deeds to my property are lost. The conveyancers who conducted the conveyancing in Ardleigh Green 10 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your ownership will be retained by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, locate your house and secure current copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I was advised by three or four local selling agents in Ardleigh Green to choose a property lawyer using your seach tool. Is there a financial upside for Estate Agents to promote your services rather than another?
We don’t give any commission for pointing buyers and sellers our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am looking for a conveyancing solicitor in Ardleigh Green for my home move. Is it possible to review a solicitor's record with the profession’s regulator?
You can search for presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.