Can you explain why leasehold purchase conveyancing in Ardleigh Green is more expensive?
The conveyancing fees for a leasehold property in Ardleigh Green is inevitably higher when contrasted to a freehold residence. This is because there is an amount of extra time necessary in liaising with the landlord and management company to collate the information about whether the rent and service fee have been paid and whether there are any major works due in the foreseeable future on repairs or maintenance of the block.
I am selling my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Barclays are being difficult. The Ardleigh Green solicitor who is on the Barclays conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Barclays are insisting on a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Nottingham have agreed my home loan in principle, my offer on a flat in Ardleigh Green has been accepted, what happens next?
The property agent will wish to know who your solicitors are (make sure the conveyancers are on the bank’s approved list). Contact Nottingham or the financial adviser and complete any appropriate paperwork. Nottingham will appoint a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Nottingham will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ardleigh Green.
My offer on a house in Ardleigh Green has been accepted, the vendors do nevertheless have a tied purchase. The vendors have offered on a flat, but it’s not yet tied up, and have viewings of other properties booked. I have selected a local conveyancing solicitor in Ardleigh Green. What do I do now? When should I get the mortgage application with Nottingham started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx one thousand pounds, then valuation, Ardleigh Green conveyancing search charges, etc). First, you must ensure that your solicitor is on the Nottingham approved list. As to the subsequent phase this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. In a hot market many home buyers would apply for a home loan with Nottingham and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with the conveyancing in Ardleigh Green.
About to purchase a new build apartment in Ardleigh Green. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ardleigh Green
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan.
As co-executor for the will of my uncle I am disposing of a residence in Newport but I am based in Ardleigh Green. My lawyer (based 200 miles from meneeds me to sign a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in Ardleigh Green who can witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Ardleigh Green
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a reasonable figure which is making it more attractive. I have since been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Ardleigh Green. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Ardleigh Green ?
Most houses in Ardleigh Green are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are buying in Ardleigh Green in which case you should be looking for a Ardleigh Green conveyancing solicitor and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the landlord’spermission to carry out alterations. You may also be required to pay a maintenance charge towards the maintenance of the estate where the house is located on an estate. Your conveyancer will advise you fully on all the issues.
I am the leaseholder of a basement flat in Ardleigh Green. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the amount payable for a lease extension?
if there is a missing landlord or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to determine the sum to be paid.
An example of a Lease Extension matter before the tribunal for a Ardleigh Green premises is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case related to 1 flat. The remaining number of years on the lease was 57.5 years.
What can I do where I am not happy with the lawyer who carried out my conveyancing in Ardleigh Green?
We live in an imperfect world, and unfortunately occasionally things do go wrong. Nevertheless there is recourse where you were not happy with your conveyancing in Ardleigh Green. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their regulator. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.