We had appointed solicitors locally in Ardleigh Green on the Nationwide solicitor approved list. They are now charging me a supplemental charge for the legal aspects of the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancer is entitled to charge a fee for this. This charge is not dictated by Nationwide but by your Ardleigh Green conveyancer. Some firms on the Nationwide panel will levy ’dealing with mortgage’ fee but many practices include it on their overall fee.
Last month we had a mortgage agreed in principle with Yorkshire BS. Ardleigh Green conveyancing lawyers are instructed. How long does it take for Yorkshire BS to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Yorkshire BS completed the survey? Have you informed Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my purchase has taken place for my property in Ardleigh Green. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
A relative suggested that if I am buying in Ardleigh Green I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Ardleigh Green conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Ardleigh Green around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ardleigh Green Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Ardleigh Green Education with maps and statistics, Local Amenities and other useful information about Ardleigh Green.
I have recentlybeen informed that Stirling Law have been shut down. They conducted my conveyancing in Ardleigh Green for a purchase of a leasehold apartment 10 months ago. How can I check that my home is not still registered in the name of the previous owner?
The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ardleigh Green conveyancing specialists.
I decided to have a survey done on a house in Ardleigh Green prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies tend refuse to grant a loan on such a house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ardleigh Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ardleigh Green to see if the conveyancing will be more expensive.
How can the Landlord & Tenant Act 1954 affect my commercial premises in Ardleigh Green and how can you help?
The particular law that you refer to provides a safeguard to business lessees, giving them the legal entitlement to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Ardleigh Green
We're FTB’s - agreed a price, but the agent advised that the seller will only issue a contract if we appoint the agent's preferred solicitors as they are insisting on an ‘expedited deal’. We would rather use a family conveyancer with experience of conveyancing in Ardleigh Green
It is highly unlikely the vendors are behind this. Should the owner desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you intend to proceed fast (e)however you intend to use your own,trusted Ardleigh Green conveyancing firm - as opposed tothe ones that will earn the estate agent a referral fee or meet his conveyancing targets demanded by head office.