My fiancee and I are buying our first house. The conveyancing practitioner has e-mailedto ask if we wish to purchase extra conveyancing searches. We are really unsure what's necessary for conveyancing in Ardleigh Green
The type of Ardleigh Green conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your familiarity of the region and risks, your general approach to risk. What matters is that you adequately appreciate what information each search could give you. Then you can decide if you personally think you need that information. Where you are uncertain, ask your solicitor to guide you.
five months have elapsed since my purchase conveyancing in Ardleigh Green concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey completed on a house in Ardleigh Green prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some lenders will not issue a mortgage on this type of premises.
It varies from the lender to lender. Santander has different requirements from Halifax. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ardleigh Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ardleigh Green to see if the conveyancing costs will increase in light of this.
I'm converting the mortgage on my current house to a BTL loan with National Westminster Bank and I will use the ballance of the raised equity as a deposit on further property. The location we are interested in is Ardleigh Green. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Do use our search tool on this page to be sure that the solicitors are on the appropriate lender panels. Assuming that they are your lawyer will be able to tie up the two transactions but you should talk with you conveyancer and make clear your desired outcome and requirements.
I am looking for a conveyancing practitioner in Ardleigh Green for my home move. Is there any facility to check a solicitor's record with the profession’s regulator?
Members of the public can see documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training requirements.
My partner and I are acquiring a 2 bedroom flat in Ardleigh Green. When we first instructed property lawyer, they said that they were on all major UK mortgage company panels. Our mortgage broker emailed today to say that they don't seem to be on the Aldermore approved list. Should that be true, what should we do? Do we simply choose a different lawyer that is on their panel or do we cover the costs for separate representation, with Aldermore appointing their own approved solicitor.
When acquiring a property with the benefit of a mortgage it is conventional for the purchaser’s solicitors to also act for the purchaser's lender. In order to act for a bank or building society a conveyancing practitioner has to be on that lender's list of approved lawyers. An application has to be made by the property lawyer to the lender to become a member of the lender's panel and there are increasingly strict conditions which the lawyer has to satisfy. Some banks now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your lawyer should call Aldermore to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Aldermore's conveyancing panel as you are at liberty to use your preferred Ardleigh Green lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another solicitor into the equation.