I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Woburn Sands solicitor on the Barclays panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I am selling my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Leeds Building Society are being difficult. The Woburn Sands solicitor who is on the Leeds Building Society conveyancing panel is recommending indemnity insurance as a solution but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Nationwide have agreed my home loan in principle, my offer on a apartment in Woburn Sands has been agreed to, now what?
Your estate agent will need to be informed of your solicitor's details (make sure the conveyancing practitioners are on the bank’s approved list). Call up Nationwide or your financial adviser and finalise any outstanding forms. Nationwide will appoint a valuer who will get in contact with the selling agent or owners to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Nationwide will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Woburn Sands.
I am buying a new build apartment in Woburn Sands. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Woburn Sands
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in Woburn Sands I like with a park and station nearby, however it only has 49 remaining years left on the lease. I can't really find anything else in Woburn Sands for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage that many years will likely be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
I am looking to sell my home. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Woburn Sands if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Woburn Sands. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My partner has recommend that I use his lawyers for conveyancing in Woburn Sands. Should I choose my own conveyancer?
There are no two ways about it it’s preferable to select a conveyancing lawyer is to seek recommendations from friends or relatives who have experience in using the conveyancer that you are are thinking of instructing.
I have read on numerous online forums that before choosing a conveyancing lawyer they need approved by your mortgage company. This is my first house move but I have an offer in principle via Santander and I already have a bricks and morter conveyancing lawyer in Woburn Sands on standby. Will Halifax insist on an approved lawyer to be used? If so, where do I find that list so I can choose a conveyancing lawyer in Woburn Sands?
You need to use a solicitor that is on the Halifax panel. The first thing to do is telephone your preferred Woburn Sands conveyancing lawyer and ask if they are on the Halifax panel. If they are not on the panel you have numerous choices open to you here:
- Proceed with your preferred Woburn Sands lawyer but Halifax will undoubtedly retain a conveyancing practitioner from their approved list. The net result is additional fees and likely frustration.
- Choose a new lawyer to act in the purchase, not forgetting to check that they are on the Halifax conveyancing panel.
- Convince your conveyancer to seek to join the lender panel.