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Conveyancing in Newport Pagnell : Keep it Local

Reasons to use our Newport Pagnell conveyancing solicitors

  • 1 Newport Pagnell conveyancing lawyers will be familiar with the local Land Registry Office, Local Authority and property agents
  • 2 Newport Pagnell lawyers work in partnership with Newport Pagnell estate agents, house builders, surveyors, mortgage companies and other professionals to ensure that a quality service is provided to buyers and sellers every step of the way, with the intention of reducing administrative burdens and transaction times
  • 3 Newport Pagnell lawyer are the linchpin to a successful Newport Pagnell home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 4 Personal touch together with pure property expertise are key benefits that you should seek when choosing conveyancing solicitors. Newport Pagnell home moves can become significantly more stressful as a result of poor communication between all the parties. The lawyers listed strive to make sure that the lines of communication are open and act on arising issues and developments instantly.
  • 5 The hallmark of our conveyancing solicitors in Newport Pagnell is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the high standards of professionalism you will expect.

Examples of recent conveyancing in Newport Pagnell since October 2022*

Recently asked questions about conveyancing in Newport Pagnell

Finally, a mortgage agreement from Santander for the remortgage of my 2 room flat is coming within the next few days. Are you able to recommend a low cost conveyancing practitioner in Newport Pagnell?

You are on the wrong site if you are in need of a cheap conveyancing solicitors in Newport Pagnell. We can offer you excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of low cost conveyancing in Newport Pagnell. The optimum outcome, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not end up with the service required.

Do the conveyancing solicitors listed on your site carry out conveyancing in Newport Pagnell by way of an attended exchange?

We do have a number of conveyancing experts who can conduct personalised exchanges. Do contact us to receive a costs illustration and details as to availability.

I am about to put a bid on a leasehold property in Newport Pagnell. The estate agents say that it is standard for flats in Newport Pagnell to have less than 75 years left on the lease. I am getting a mortgage with The Mortgage Works. Is this going to be a problem if the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/1/2023 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

I'm converting the mortgage on my current property to a BTL loan with The Mortgage Works and I will use the ballance of the raised equity as a down payment on further house. The location we are interested in is Newport Pagnell. Will your conveyancers be able to act for the two lenders and tie in the conveyances?

Do use our search tool on this page to ensure that the solicitors are approved by both mortgage companies. Assuming that they are your lawyer will be able to tie up the two conveyancing matters but you should have a chat with you lawyer and make apparent your desired outcome and needs.

I need to instruct a conveyancing solicitor in Newport Pagnell for my remortgage. Is there any facility to see a firm’s complaints history with the legal regulator?

One may review presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.

I am seeking to acquire a repossessed flat in Newport Pagnell and the bank selling require completion inside a month. Do property lawyers complete in this timeframe? Would it be better to use a high street Newport Pagnell firm or an online organisation that advertises to complete quickly?

Visit your Newport Pagnell shopping parade. Go in to two or three firms and ask to see a conveyancing solicitor for an estimate. Set out your situation and get assurances on time frames. Choose the firm that seems most trustworthy. Be sure to choose a solicitor on the list of conveyancers who can act for your mortgage company.

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Sample of conveyancing solicitors in Newport Pagnell regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Newport Pagnell but also conveyancing throughout England and Wales.

  • Rushford & Mccarville Llp, Brewery House, 84 High Street, Newport Pagnell, Buckinghamshire, MK16 8AQ
  • Dass Legal Solutions (mk) Law Ltd, Norfolk House East, 499 Silbury Boulevard, Milton Keynes, Buckinghamshire, MK9 2AH
  • Heald Solicitors Llp, Ashton House, 471 Silbury Boulevard, Milton Keynes, Buckinghamshire, MK9 2AH
  • Geoffrey Leaver Solicitors Llp, 251 Upper Third Street, Milton Keynes, Buckinghamshire, MK9 1DR
  • Shoosmiths Llp, Witan Gate House, 500-600 Witan Gate West, Milton Keynes, Buckinghamshire, MK9 1SH

Commercial Conveyancing solicitors in Newport Pagnell regulated by the SRA

The list below is a non-comprehensive list of solicitors in Newport Pagnell practicing in commercial conveyancing in Newport Pagnell. This may include advice on commercial leases including all matters relating to landlord and tenant law
  • Dass Legal Solutions (mk) Law Ltd, Norfolk House East, 499 Silbury Boulevard, Milton Keynes, Buckinghamshire, MK9 2AH
  • Heald Solicitors Llp, Ashton House, 471 Silbury Boulevard, Milton Keynes, Buckinghamshire, MK9 2AH
  • Geoffrey Leaver Solicitors Llp, 251 Upper Third Street, Milton Keynes, Buckinghamshire, MK9 1DR
  • Shoosmiths Llp, Witan Gate House, 500-600 Witan Gate West, Milton Keynes, Buckinghamshire, MK9 1SH
  • Green Law Solicitors, 109 Church Street, Wolverton, Milton Keynes, Buckinghamshire, MK12 5LD

Planning law solicitors in Newport Pagnell regulated by the Solicitors Regulation Authority

The list below is a non-comprehensive list of solicitors in Newport Pagnell practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including tree preservation orders
  • Shoosmiths Llp, Witan Gate House, 500-600 Witan Gate West, Milton Keynes, Buckinghamshire, MK9 1SH
  • Emw Law Llp, Seebeck House, 1 Seebeck Place, Knowlhill, Milton Keynes, Buckinghamshire, MK5 8FR
  • J Garrard & Allen, 4 High Street, Olney, Buckinghamshire, MK46 4BB

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.