I am hoping to move into my new home in Willen next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not specific to conveyancing in Willen.
Can your site be used to find a Conveyancing solicitor in Willen even where I’m not purchasing or disposing of a house, for example where I want to acquire an office in Willen with a mortgage from Platform Home Loans Ltd?
The service is mainly there to get a quote from residential conveyancing solicitors in Willen but we have recorded at the end of this page some Willen commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Platform Home Loans Ltd
About to purchase a new build apartment in Willen. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Willen
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I opted to have a survey done on a house in Willen ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may not give a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Willen. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Willen to see if the conveyancing costs will increase in light of this.
How do I locate a Willen solicitor on the Platform Home Loans Ltd conveyancing panel? I have wheels and am willing to travel upto 10miles to meet the lawyer.
Feel free to make use of the search on this website. Please choose the mortgage company and your location and you will see a number of Willen conveyancing lawyers locally. We have listed some Willen conveyancing firms towards the end of this page and you can call them to see whether they are on the Platform Home Loans Ltd member panel
Should I go with a Willen conveyancing practitioner who is local to the property I am hoping to buy? An old friend can carry out the legal work but his firm is located approximately 350miles drive away.
The benefit of a local Willen conveyancing practice is that you can pop in to execute paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were happy that must outweigh using an unknown Willen conveyancing solicitor solely due to them being local.