The Flitwick conveyancing firm that just started acting on my house acquisition in Flitwick have suddenly shut down. I chose them because I had to have a lawyer on the Virgin Money conveyancing panel and my family Flitwick lawyer was not. I wrote them a cheque for £250 in advance. What are my options?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Virgin Money conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
I am expecting a AIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Flitwick solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Flitwick solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
I am selling my house. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Bank of Ireland are being pedantic. The Flitwick solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property in Flitwick on 9/2/2023, valuation was booked five days later, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Are Barclays entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should our solicitor be making enquiries regarding flooding as part of the conveyancing in Flitwick.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Flitwick. Plenty of people will buy a property in Flitwick, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to give advice on flood risk, but there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which will figure out the risks in Flitwick. The standard information sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the seller to find out if the property has historically flooded. If flooding has previously occurred and is not notified by the owner, then a buyer may bring a legal claim for losses as a result of such an inaccurate response. The purchaser’s lawyers should also carry out an enviro report. This will indicate if there is any known flood risk. If so, further inquiries will need to be carried out.
Is there anything unique about your site and alternative web based conveyancing solicitors for conveyancing in Flitwick?
At this site get an accurate quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Flitwick. As opposed to estate agents and many comparison sites we do not charge firms a fee if you instruct them for your home move in Flitwick
We're new on the property ladder - agreed a price, but the estate agent told us that the owners will only go ahead if we appoint their chosen lawyers as they need a ‘quick sale’. My instinct tells me that we should use a family conveyancer used to conveyancing in Flitwick
We suspect that the owner is unaware of this requirement. If they want ‘a quick sale', turning down a genuine buyer is likely to cause more damage than good. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to appoint your preferred Flitwick conveyancing solicitors - not the ones that will provide their negotiator at the agency a referral fee or achieve conveyancing figures set by corporate headquarters.
Been looking for a lawyer for freehold sale conveyancing in Flitwick. We are selling, uncomplicated no mortgage to redeem, no rush, currently vacant. Got an estimate from a conveyancer for nine hundred pounds including VAT which is a little expensive considering its so straightforward. Can I pay less for conveyancing in Flitwick?
Considering it’s a sale only, £500 + VAT would be about the lowest for a Flitwick solicitor firm.