I am the registered owner of a freehold property in Flitwick yet pay rent, why is this and what is this?
It is rare for properties in Flitwick and has limited impact for conveyancing in Flitwick but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
My Solicitor in Flitwick is not listed on the The Royal Bank of Scotland Solicitor Panel. Is it possible for me to continue with my family solicitor even though they are not on the The Royal Bank of Scotland panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your existing Flitwick lawyers but The Royal Bank of Scotland will need to use a solicitor on their list of acceptable firms. This will result in additional total conveyancing fees and cause delays.
- Get an alternative practitioner to to deal with the conveyancing, remembering to check they are on the The Royal Bank of Scotland panel
I am due to move home in March. Will my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you recommend a removal company in Flitwick. Conveyancing lawyer was chosen prior to coming across your website.
On the day of completion you will need to collect the house keys from your selling agent but this should only be done once the previous owners lawyers inform the agent that the monies to complete are in and the keys can be released. You should tell the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in finding a residential property solicitor in Flitwick or a legal practice that specialises in conveyancing in Flitwick.
Is there a list of Co-operative panel conveyancers in Flitwick on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association sites. Very few mortgage companies make their panel listings visible on the web. Where you are in need of a Flitwick conveyancing practitioner on the Co-operative please use our tool.
I have decided to exercise my right to buy my property in Flitwick off the council. I have a mortgage offer with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
A colleague advised me that if I am buying in Flitwick I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Flitwick conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Flitwick around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Flitwick Education with maps and statistics, Local Amenities and other useful data regarding Flitwick.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who did the conveyancing in Flitwick 5 years ago are no longer around. What are my options?
As long as the title is registered the information relating to your proprietorship will be retained by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, identify your property and obtain current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
How does conveyancing in Flitwick differ for new build properties?
Most buyers of new build property in Flitwick approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is completed. This is because builders in Flitwick typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Flitwick or who has acted in the same development.