It is 10 years ago since I bought my property in Flitwick. Conveyancing solicitors have just been appointed on the sale but I am unable to find the title deeds. Will this cause complications?
Don’t worry too much. First the deeds may be with the lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Flitwick involves registered property but in the rare situation where your property is not registered it is more of a problem but is not insurmountable.
We are planning to buy with Coventry BS. I went into a few high street practices yet am unable to find a Flitwick conveyancing firm on the Coventry BS approved list. Can you help?
Please do take advantage of the search tool on this page. Pick the building society and type Flitwick or your preferred area and you will see numerous conveyancers located in Flitwick or nearest you.
We are purchasing a flat in Flitwick. It might be a silly question but how we can trust a conveyancer? At some point we have to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have been told by my conveyancer that chancel insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Flitwick?
The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
When it comes to lenders such as Principality, do Flitwick solicitors incur a fee to be on the list of approved solicitors?
We are unaware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I used Wolstenholmes a few years past for my conveyancing in Flitwick. I now require my papers but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Flitwick of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a ground for flat up to £245,000 and found one close by in Flitwick I like with open areas and station in the vicinity, the downside is that it's only got 51 years on the lease. I can't really find anything else in Flitwick suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan that many years may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
I have been sourcing a conveyancing practitioner in Flitwick for my remortgage. Is it possible to check a firm’s complaints history with the profession’s regulator?
One may find documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may monitor call for training requirements.