My friend's step-father is a conveyancing practitioner. I expect that I will receive mate’s fee for conveyancing, However if that does not come through, what kind of costs should I be paying for conveyancing in Flitwick?
It’s a good idea to seek two or three conveyancing estimates. Make use of our search tool on this site. You will notice that prices may be different but the service one can expect are distinct between solicitors as is true with most professions.
Can you explain why leasehold purchase conveyancing in Flitwick costs more?
Flitwick leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
We have a mortgage agreed in principle with Bank of Ireland. Flitwick conveyancing lawyers are selected. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
There is no definitive answer here. Have Bank of Ireland completed the valuation? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We were going to get a AIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Flitwick solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Flitwick solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Flitwick property lawyer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
I was advised by three or four local selling agents in Flitwick to select a solicitor on your site. What’s the financial advantage for Estate Agents to market your services ahead of a competitor’s?
We don’t offer any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
Am I best advised to choose a Flitwick conveyancing lawyer in close proximity to the house I am hoping to buy? I have an old university friend who can handle the legal work but her office is over three hundred kilometers away.
The benefit of a local Flitwick conveyancing firm is that you can visit the firm to execute paperwork, present your identification documents and apply pressure on them where appropriate. Having local Flitwick know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that should outweigh using an unknown Flitwick conveyancing lawyer just because they are based in the area.
Do I have to pop into the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Flitwick as it will be easier to pop in to their offices when needed.
Most conveyancing panel lawyers for the bank undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Flitwick. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.