I am purchasing a house and need a conveyancing solicitor in Turvey who is on the Chelsea Building Society conveyancing. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Chelsea Building Society in certain locations such as Turvey. We dont recommend any particular firm.
I happen to be the sole recipient of my late father’s will and I have everything in my name now, including the house in Turvey. The Turvey property was put into my name in September. I want to move. I understand that there is a CML six month 'rule', which means that my property ownership will be considered the same way as if I'd bought the property in September. Is the property unsalable for six months?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How practical a view mortgage companies take of it, depend on the bank as this clause is chiefly there to pick up on subsales or the flipping of property.
Completion of my remortgage has taken place for my property in Turvey. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
It is not clear whether my bank requires a lease extension. I have called into my local Turvey building society branch on a couple of occasions and was told it does not affect the mortgage offer and they would lend. My Turvey conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. I have no idea who is right.
Your conveyancer must comply with the CML Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
My wife and I are planning on selling our home in Turvey and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Turvey lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Turvey. Having lived in Turvey for 5 years we know that this is a non issue. Should we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly identified as part of conveyancing in Turvey?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Turvey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing my first flat in Turvey benefiting from help to buy. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not inform my conveyancer about this side-deal as it will jeopardize my mortgage with Coventry Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I own a leasehold house in Turvey. Conveyancing and Aldermore mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Turvey who previously acted has long since retired. What should I do?
First contact HMLR to make sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Turvey conveyancing firm to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Turvey Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing
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Be sure to enquire if there are any onerous restrictions in the lease. For instance it is very common in Turvey leases that pets are not permitted in in a block in Turvey. If you like the flatin Turvey but your dog is not allowed to live with you then you will be presented with a difficult compromise. The answer will be important as a) areas may cause problems in the block as the common areas may start to deteriorate if repairs remain unpaid b) if the leasehold owners have an issue with the managing agents you will need to know about it Generally speaking the outlay for major works are not included within service charges, although some managing agents in Turvey obliged tenants to pay into a reserve fund and this is used to offset against larger repairs or maintenance.