I am purchasing a flat in Cranfield. My lawyer has never been on on the mortgage company solicitor panel. Can I still use my Cranfield conveyancing solicitor notwithstanding that they are not on the lender panel?
You have a couple of options available to you here
- Proceed with your preferred Cranfield solicitor but your mortgage company will no doubt instruct a conveyancing practitioner on their conveyancing panel. This will result in additional cost and probable delay.
- Get a fresh conveyancer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your solicitor to attempt to join the lender panel
We are looking to buy a property and need a conveyancing solicitor in Cranfield who is on the Nationwide solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Cranfield.
Do I need to pay for insurance to cover chancel repairs when acquiring a property in Cranfield?
Unless a prior purchase of the premises completed post 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Cranfield to remain recommending a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Cranfield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Cranfield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cranfield you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cranfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking into buying my first house which is in Cranfield and I am already nervous. I couldn't find anything specific about Cranfield. Conveyancing will be needed in due course but do you know about the Cranfield area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cranfield. In the meantime here are some basic statistics that we found
What are your top tips when it comes to choosing a Cranfield conveyancing practice to carry out our lease extension conveyancing?
When appointing a conveyancer for your lease extension (regardless if they are a Cranfield conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with several firms including non Cranfield conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be helpful:
What are the costs for lease extension conveyancing? How experienced is the practice with lease extension legislation?
Cranfield Leasehold Conveyancing - Examples of Questions you should ask before Purchasing
Many Cranfield leasehold apartments will incur a service bill for the upkeep of the building levied on behalf of the management company. If you purchase the property you will have to meet this amount, normally in instalments throughout the year. This could vary from two or three hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all probability there will be a ground rent for you to pay annual, this is usually not a exorbitant figure, say around £50-£100 but you should to enquire as sometimes it could be prohibitively expensive. The best form of lease arrangement is if the freehold reversion is owned by the leaseholders. In this situation the tenants enjoy control and notwithstanding that a managing agent is usually retained if the building is larger than a house conversion, the managing agent retained by the leaseholders. Is there a share of the freehold?