It is is a decade since I acquired my house in Cranfield. Conveyancing lawyers have now been retained on the sale but I am unable to locate my title documents. Is this a problem?
You need not be too concerned. First the deeds may be kept by the lender or they may stored with the lawyers who oversaw your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Cranfield relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
I am purchasing a garden flat in Cranfield. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Cranfield you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Cranfield.
Should commercial conveyancing searches reveal impending roadworks that may impact a commercial site in Cranfield?
Many commercial conveyancing solicitors in Cranfield will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Cranfield. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cranfield.
For each commercial conveyancing transaction in Cranfield it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could cause delays to Cranfield commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Cranfield.
Are there restrictive covenants that are commonly picked up during conveyancing in Cranfield?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Cranfield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £195,000 and found one round the corner in Cranfield I like with a park and railway links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Cranfield in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you require a mortgage the remaining unexpired lease term will be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
I need to appoint a conveyancing solicitor for freehold conveyancing in Cranfield. I've land on a web site which appears to be the perfect answer If it is possible to get all this stuff done via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?