We are a couple about to sign contracts for a property in Bletchley. We have hit a stumbling block. Our mortgage offer with Bank of Ireland expires on 14/11/2025 but the sellers are putting forward a completion date of 18/11/2025. Is it possible to prolong the loan offer?
The person best placed to address this concern is your lawyer who will hopefully assess if they should be discussing with the bank, seller’s conveyancers, property agents or possibly all parties based on the circumstances your transaction to date.
Can your site be used to locate a Conveyancing solicitor in Bletchley even if I’m not purchasing or selling a house, for example where I wish to buy a shop in Bletchley with a loan from Halifax?
Our search tool is mainly used to get a quote from residential conveyancing solicitors in Bletchley but we have recorded at the end of this page a selection of Bletchley commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they can also act for Halifax
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Bletchley. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/9/2025, the requirements read as follows :
How does conveyancing in Bletchley differ for newly converted properties?
Most buyers of new build property in Bletchley approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is completed. This is because developers in Bletchley typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bletchley or who has acted in the same development.
I’m about to sell my basement flat in Bletchley. Conveyancing lawyers have not yet been instructed, however I have recently received a quarterly service charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is pay the invoice as you normally would given that all ground rent and service payments will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I acquired a 1st floor flat in Bletchley, conveyancing was carried out 6 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Bletchley with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 yearly. The lease runs out on 21st October 2083
With 58 years left to run we estimate the premium for your lease extension to be between £22,800 and £26,400 plus costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.
My husband and I are purchasing a garden flat in Bletchley. When we first instructed lawyer, they said that they were on all major UK lender panels. Our financial adviser called just now to advise that they are not on the Yorkshire BS approved list. If it turns out to be true, what should we do? Do we just find a new conveyancing practitioner that is on their approved list or should we cover the costs for dual representation, with Yorkshire BS appointing their own preferred solicitor.
If you are buying a property requiring a mortgage it is normal for the purchaser’s lawyers to also act for the purchaser's lender. In order to act for a bank or building society a conveyancing practitioner has to be on that lender's conveyancing panel. An application has to be made by the conveyancer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the solicitor has to meet. Some building societies now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your lawyer should call Yorkshire BS and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Yorkshire BS's conveyancing panel as you are at liberty to use your preferred Bletchley lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.