We were just about to sign contracts for a semi detached house in Eaton Bray. We have hit a snag. Our loan offer with Britannia runs out on 30/9/2025 but the sellers are suggesting a completion date of 2/10/2025. Is it possible to extend the mortgage offer?
The person best placed to address this issue is your solicitors who will calculate if he or she is corresponding with the mortgage company, owner’s conveyancers, selling agents or conceivably all parties taking into account what has happend in your conveyancing to date.
This question may be naive but I am unseasoned as a 1st time buyer of a two bedroom flat in Eaton Bray. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in Eaton Bray?
On the day of completion you do not need to go to the conveyancers office in Eaton Bray. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be invited to pick up the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.
After months of negotiation I have agreed a price on an apartment in Eaton Bray. My mortgage broker recommended their conveyancers. I paid an advanced payment of £200. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer on a house in Eaton Bray has been accepted, the sellers do nevertheless have a dependent purchase. The vendors have offered on a property, however it’s not been accepted yet, and have viewings of other properties booked. I have selected a nearby conveyancing solicitor in Eaton Bray. What should be my next step? When do I get the mortgage application with Bank of Ireland going?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Eaton Bray conveyancing search costs, etc). First, you must ensure that your conveyancer is on the Bank of Ireland approved list. Regarding the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. In a rising market many home buyers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it comes back ok would they pay their lawyer to move forward with the conveyancing in Eaton Bray.
I used Action Conveyancing several years past for my conveyancing in Eaton Bray. Now, I need the files but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Eaton Bray of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Eaton Bray differ for new build properties?
Most buyers of new build or newly converted property in Eaton Bray approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because developers in Eaton Bray typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eaton Bray or who has acted in the same development.
How easy is it to swap solicitor as I have to select a firm on the Norwich and Peterborough Building Society conveyancing list. I instructed a local conveyancing solicitor in Eaton Bray round the corner but she is not accepted by Norwich and Peterborough Building Society
It would be our pleasure to help you find a conveyancing solicitor in Eaton Bray on the Norwich and Peterborough Building Society panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Eaton Bray. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Eaton Bray.
My a dozen years ago. He has been married, divorced and in recent months got married again. He will be selling the flat next January. I believe he will simply be requested to supply copies of the marriage certificates to the property lawyer but he is anxious it could hold up the conveyancing. Is it worth updating the land title details for the house?
You are not required to update the title for the property providing you have the proof required to show how the change of name has come about.
Any buyer’s conveyancing practitioner should review the land registry information and requisition evidence to prove the change of name e.g. marriage certificates.