We were about to instruct a conveyancing solicitor in Houghton Regis endorsed by you but have come across alternative estimates on the internet appear cheaper – how come?
There are many firms of firms advertising so-called cut-price conveyancing, but supplementalcharges result in the final bill being escalated. Conveyancers are obliged to make sure that fees set out in terms and conditions should be equitable invoiced The conveyancers that we list for conveyancing in Houghton Regis set out all legal fees for a residential conveyancing case.
My partner and I are downsizing from our house in Houghton Regis and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know that there is no such problem. It does beg the question why the buyers used an online conveyancing firm as opposed to a conveyancing solicitor in Houghton Regis. Having lived in Houghton Regis for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I have todaybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Houghton Regis for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the previous owner?
The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Houghton Regis conveyancing specialists.
I am purchasing my first flat in Houghton Regis with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The estate agent suggested that I not to tell my lawyer about the deal as it would jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Houghton Regis in advance of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to issue a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Houghton Regis. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Houghton Regis to see if the conveyancing costs will increase in light of this.
Do I need to be wary by estate agents that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a local Houghton Regis conveyancing firm?
As with lots of professional services, often recommendations from relatives can be most helpful. But there are many players in a conveyancing deal; estate agents, financial adviser and banks may put forward solicitors to appoint. On occasion these conveyancers might be known to one of the organisations as being good in their field, but occasionally there might be a financial incentive behind the recommendation. You have the right to select your own lawyer. You need to be aware that many banks specify a panel list of solicitors you are obliged to use for the lender aspect of your conveyancing.