Having sold my house in Toddington last January but my buyer keeps SMS messaging me to moan that her conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Post completion of your sale your solicitor is duty bound to send the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where appropriate, your solicitor should also send confirmation that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion procedures peculiar conveyancing in Toddington.
I am the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Toddington. The Toddington property was put into my name in May. I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the house in May. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some lenders would take a practical view as this clause principally exists to capture subsales or the flipping of properties.
I have instructed a Toddington conveyancing practitioner having made sure that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Toddington postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Toddington.
After what seems like an age I have had an offer on a maisonette in Toddington accepted, the owners do nevertheless have a dependent purchase. The sellers have offered on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Toddington. What should be my next step? At what point do I apply for the mortgage with Leeds Building Society?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (home loan application is in the region of £1k, then survey, Toddington conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the Leeds Building Society approved list. As to the next steps this very much dictated by the circumstances of your case, motivation for the property and on the state of the market. In a rising market many home buyers would apply for a home loan with Leeds Building Society and pay for the valuation and only if it comes back ok would they request their lawyer to press on with the conveyancing in Toddington.
The deeds to my house can not be found. The solicitors who handled the conveyancing in Toddington 5 years ago have long since closed. What are my next steps?
Assuming the title is registered the details of your proprietorship will be evidenced by the Land Registry under a Title Number. It is easy to carry out a search at the Land Registry, find your property and secure up to date copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I opted to have a survey completed on a property in Toddington ahead of appointing lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders will not give a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you contact us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Toddington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Toddington to see if the conveyancing will be more expensive.
I am a sole trader looking to take over a lease of a shop on a shopping parade. Can you recommend solicitors offering no-sale-no fees for non-domestic conveyancing in Toddington for under 1500k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Toddington, including the sale and purchase of businesses as well as simply property. If you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. Regarding the charges these will vary based on the structure and terms of the deal. Let us have your contact information or telephone so as to enable us to supply you with comprehensive commercial conveyancing calculation.
My husband and I are FTB’s - agreed a price, but the selling agent has warned us that the owners will only issue a contract if we use their recommended solicitors as they want a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Toddington
It is highly unlikely the sellers are behind this. Should the seller want ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Contact the owners directly and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you intend to appoint your preferred Toddington conveyancing firm - not the ones that will provide the negotiator at the agency a kickback or achieve conveyancing thresholds demanded by corporate headquarters.