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Conveyancing in Toddington : Keep it Local

Reasons to use our Toddington conveyancing solicitors

  • 1 Toddington property lawyers work in conjunction with Toddington estate agents, developers, surveyors, lenders and other professionals to ensure that the highest level of service is offered to buyers and sellers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 2 Peace of mind comes when you select the very best, most recommended conveyancing solicitors. Toddington has a number to choose from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
  • 3 Using a a family Solicitor generally results in a more personal touch. Online forums bear testimony to the idea that in using a large conveyancing firm, your conveyancing is handled by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 4 Lawyer conveyancing solicitors have very good personal links with Toddington estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 Cut price packages from online conveyancers might seem attractive. However, these firms are often located hundreds of miles away with little understanding of the factors that affect property transactions in Toddington

Examples of recent conveyancing in Toddington since December 2023*

Recently asked questions about conveyancing in Toddington

Why do I have to pay up front for my conveyancing in Toddington?

Where you are retaining lawyers for conveyancing in Toddington your lawyer will ask you place them with monies to cover the search fees. Normally this is requested to cover the fees of the conveyancing searches. If any down payment is payable against the purchase price then this will be asked for shortly ahead of contracts are exchanged. The final balance that is due will be payable shortly before completion.

This question may be naive but I am wet behind the ears as a 1st time purchaser of a two bedroom flat in Toddington. Do I pick up the keys to the premises on the completion date from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Toddington?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to collect the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.

It is unclear whether my lender requires a lease extension. I have called into my local Toddington bank branch on various occasions and was told they are content with the situation and they will lend. My Toddington conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend in accordance with their published requirements. I have no idea who is right.

Provided that the lawyer is on the lender approved list, they must adhere to the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I recently had an offer agreed on a house in Toddington. My financial adviser suggested a conveyancing practitioner. I paid an upfront payment of £175. A couple of days later, the property lawyer contacted me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Toddington for a purchase of a leasehold apartment 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The quickest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Toddington conveyancing specialists.

How does conveyancing in Toddington differ for new build properties?

Most buyers of new build or newly converted property in Toddington come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because new home sellers in Toddington usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Toddington or who has acted in the same development.

I am a negotiator for a long established estate agency in Toddington where we have experienced a number of leasehold sales derailed due to short leases. I have been given conflicting advice from local Toddington conveyancing firms. Can you confirm whether the owner of a flat can commence the lease extension process for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I acquired a 2 bed flat in Toddington, conveyancing was carried out June 2000. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Toddington with a long lease are worth £190,000. The ground rent is £45 per annum. The lease ceases on 21st October 2086

With just 62 years left to run the likely cost is going to range between £17,100 and £19,800 plus legals.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.

Me and my partner are planning to purchase a 2 bedroom ground floor flatin Toddington with a home loan from a mortgage company. We have a solicitor in Toddington but our lender advise he's not on their "panel". Apparently we need to choose one of the our mortgage company panel firms or stay with our Toddington conveyancer and incur the extra fees for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The mortgage company mortgage issued is subject to its terms and conditions, one of which will be that solicitors will on the mortgage company's conveyancing panel. Until recently, most banks had open panels, including many conveyancing solicitors in Toddington : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.

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Sample of conveyancing solicitors in Toddington regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Toddington but also conveyancing throughout England and Wales.

  • Rebecca L Faret Solicitors, 1the Avenue, Flitwick, Bedford, Bedfordshire, MK45 1BP
  • Knowles Benning Llp, 24 West Street, Dunstable, Bedfordshire, LU6 1SN
  • Byron Fearn, Scotson Chambers, 80 High Street South, Dunstable, Bedfordshire, LU6 3HD
  • Woolfe & Co Solicitors Ltd, Britannia House, Leagrave Road, Luton, Bedfordshire, LU3 1RJ
  • Abs Solicitors Llp, Britannia House, Leagrave Road, Luton, Bedfordshire, LU3 1RJ

Commercial Conveyancing solicitors in Toddington regulated by the SRA

The list below is a non-comprehensive list of solicitors in Toddington with expertise in commercial conveyancing in Toddington. This could include advice on complex issues under the Landlord and Tenant Act of 1954
  • Rebecca L Faret Solicitors, 1the Avenue, Flitwick, Bedford, Bedfordshire, MK45 1BP
  • Knowles Benning Llp, 24 West Street, Dunstable, Bedfordshire, LU6 1SN
  • Byron Fearn, Scotson Chambers, 80 High Street South, Dunstable, Bedfordshire, LU6 3HD
  • Abs Solicitors Llp, Britannia House, Leagrave Road, Luton, Bedfordshire, LU3 1RJ
  • Eton Law Solicitors, 110-112 Leagrave Road, Luton, Bedfordshire, LU4 8HX

Selling a home in Toddington is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Property lawyer instructed by the seller once the offer has been accepted
  • Collating the documents evidencing the title to the property
  • Drafting contract and related papers
  • Supplying draft papers to the lawyer acting for the purchaser
  • Finalising the wording for contracts and answering supplemental enquires from the buyer’s lawyer
  • Agreeing the transfer document
  • Replying to requisitions submitted by the purchaser’s lawyer
  • Proceeding to exchange of contracts and then completion of the sale
  • Accepting the sale proceeds and wiring funds to the seller, the estate agent and other relevant parties (where relevant)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.