I am expecting a mortgage with Lloyds. I intend to retain the legal services of a Licensed Conveyancer in Aspley Guise. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I purchased a freehold property in Aspley Guise yet charged rent, why is this and what is this?
It’s unusual for properties in Aspley Guise and has limited impact for conveyancing in Aspley Guise but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
My wife and I are buying a house in Aspley Guise. I might seem paranoid but how we can trust a solicitor? On the day of competition we will need to send funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The mortgage over my property is with Skipton for my property in Aspley Guise. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?
Your original mortgage agreement with Skipton will provide that you need their approval in advance of renting your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel firm.
I had an offer accepted on a property in Aspley Guise on 12/2/2025, valuation was booked 4 days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
How do I search for a Aspley Guise solicitor on the Platform Home Loans Ltd conveyancing panel? I drive a motor bike and am willing to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please choose the lender and your location and you will see a number of Aspley Guise conveyancing lawyers located nearest you. We have listed some Aspley Guise conveyancing firms at the bottom of this page and you can contact them to see if they are on the Platform Home Loans Ltd member panel
I am looking for a conveyancing solicitor in Aspley Guise for my remortgage. Can I review a solicitor's record with the profession’s regulator?
Anyone may find documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training reasons.
Having had my offer accepted I require leasehold conveyancing in Aspley Guise. Before diving in I would like to find out the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and 99.9% are in Aspley Guise - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Aspley Guise - A selection of Queries before buying
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Its a good idea to discover as much as possible concerning the managing agents as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day matters like the upkeep of the communal areas. Enquire of other tenants whether they are happy with their management. In conclusion, find out the dates that the maintenance fees are due to the managing agents and specifically what it includes. Who are the managing agents? Is the freehold reversion owned jointly by the leaseholders?