Can the conveyancing lawyers identified via your search tool handle attended exchange conveyancing in Kempston?
We do have a number of conveyancing experts carrying out 24hr exchanges. Do contact us to secure a conveyancing quote and details as to availability.
What is the optimum way to find out if the solicitor handling my conveyancing in Kempston is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Ireland thus spending £192.00 in additional conveyancing fees.
You should take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type ‘Kempston’ or your location and you will see numerous conveyancers based in Kempston or by proximity to you.
I am the single beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Kempston. Conveyancing formalities meant that the Land Registry date was in March. I now wish to sell up. I do know about the CML six month 'rule', meaning my proprietorship will be treated the same way as though I had purchased the property in March. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How sensible a view mortgage companies take of it, depend on the lender as this requirement primarily exists to identify subsales or the flipping of properties.
I had an offer accepted on a property in Kempston on 4/3/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Nottingham have agreed my home loan in principle, my bid on a house in Kempston has been agreed to, what happens next?
The property agent will want to be advised as to your conveyancing practitioner's details (be sure the conveyancers are on the bank’s panel). Call up Nottingham or the financial adviser and finalise any outstanding forms. Nottingham will sellect a valuer who will get in touch with the selling agent or vendor to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Nottingham will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kempston.
My wife and I have a 4 bedroom Edwardian property in Kempston. Conveyancing lawyer acted for me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kempston and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Kempston is where the house is located. Is there any advice you can give?
Flying freeholds in Kempston are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kempston you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kempston may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Me and myfiance and I are searching for a quality conveyancing lawyer in Kempston to help me sell my place. I am aware of the dangers of getting ripped off and there's various Kempston conveyancing practices out there...who do I opt for?
The first thing to do when searching for a Kempston solicitor is seek recommendations from family or trusted professionals. You are bound to know someone who has used a conveyancing solicitor at some point. Do utilise our tool to compare Kempston conveyancing quotes