Find a Lender-Approved Local Conveyancer in Linslade

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Linslade’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Linslade.

Main reasons to let us assist you select a high street conveyancing solicitor in Linslade

  • 1 Linslade solicitors are likely to acquainted with the local Land Registry Office, Local Authority and property agents
  • 2 The mark of a good conveyancing solicitor in Linslade is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the high standards of professionalism you would hope for.
  • 3 Low cost packages from online conveyancers might seem attractive. However, these firms are often located hundreds of miles away with little understanding of the factors that impact property transactions in Linslade
  • 4 Personal touch together with a wealth of local knowledge are key benefits that you should seek when selecting conveyancing solicitors. Linslade conveyancing can be made significantly more protracted due to poor communication between all the parties. The lawyers we work with endeavour to make sure that the lines of communication are open and act on arising issues and developments expeditiously.
  • 5 On the balance of probabilities the the solicitors for the other party have offices in Linslade - if so both parties are likely to be on good working terms

Examples of recent conveyancing in Linslade since January 2024*

Recently asked questions about conveyancing in Linslade

Completed the sale of my flat in Linslade last September but our buyer keeps telephoning every few hours to say her lawyer needs to hear from mysolicitor. What should my lawyer have done following completion?

After completion of your disposal your lawyer is obliged to send the transfer deeds and all additional paperwork to the buyer’s solicitors. If applicable, your lawyer should also confirm that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities just for conveyancing in Linslade.

I have just over seventy years remaining on my lease and need a lease extension for my flat in Linslade. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/4/2024 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

I'm the single beneficiary of my late mum's will and I have everything in my name now, including the house in Linslade. Conveyancing formalities meant that the Land Registry date was in March. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship may be considered the same way as though I had purchased the property in March. Do I have to wait half a year to sell?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How practical a view mortgage companies take of it, depend on the lender as this clause principally exists to capture subsales or the flipping of properties.

We are getting a further advance on our home loan from Lloyds as we intend to carry out alterations to our house in Linslade. Do we need to choose a local Linslade solicitor on the Lloyds conveyancing panel to handle the paperwork?

Lloyds do not ordinarily instruct a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.

I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Linslade conveyancing practitioner on the Aldermore panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Aldermore has sent the Land Registry the discharge electronically, and
  3. Aldermore has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Aldermore mortgage has been paid off.

Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who did the conveyancing in Linslade 5 years ago no longer exist. What are my next steps?

As long as the title is registered the details of your ownership will be evidenced by the Land Registry under a Title Number. It is easy to perform a search at the Land Registry, find your property and order current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

How does conveyancing in Linslade differ for new build properties?

Most buyers of new build or newly converted property in Linslade contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because house builders in Linslade usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Linslade or who has acted in the same development.

I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it more attractive. I have since been informed that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Linslade. Conveyancing solicitors have not yet been appointed. Will they explain the issues?

Most houses in Linslade are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in Linslade in which case you should be looking for a Linslade conveyancing practitioner and be sure that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’spermission to conduct alterations. It may be necessary to pay a maintenance charge towards the maintenance of the estate where the house is located on an estate. Your solicitor will report to you on the legal implications.

I own a split level flat in Linslade, conveyancing formalities finalised August 2010. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Linslade with an extended lease are worth £171,000. The ground rent is £50 charged once a year. The lease finishes on 21st October 2103

With only 79 years left to run the likely cost is going to be between £7,600 and £8,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.

Last updated

Sample of conveyancing solicitors in Linslade regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Linslade but also conveyancing throughout England and Wales.

  • Martin T Smith, The Old Coach House, Old Road, Linslade, Leighton Buzzard, Bedfordshire, LU7 2RB
  • Gc&a Limited, Bridge House, Bridge Street, Leighton Buzzard, Bedfordshire, LU7 1EB
  • Osborne Morris & Morgan, Danbury House, West Street, Leighton Buzzard, Bedfordshire, LU7 1EP
  • Austin & Carnley, Albion Chambers, High Street, Leighton Buzzard, Bedfordshire, LU7 1DP
  • Ray Nixon Brown, 4-6 Church Square, Leighton Buzzard, Bedfordshire, LU7 1AE

Commercial Conveyancing solicitors in Linslade regulated by the SRA

The firms listed below are a small selection of solicitors in Linslade specialising in commercial conveyancing in Linslade. This should include advice on complex issues under the Landlord and Tenant Act of 1954
  • Martin T Smith, The Old Coach House, Old Road, Linslade, Leighton Buzzard, Bedfordshire, LU7 2RB
  • Gc&a Limited, Bridge House, Bridge Street, Leighton Buzzard, Bedfordshire, LU7 1EB
  • Osborne Morris & Morgan, Danbury House, West Street, Leighton Buzzard, Bedfordshire, LU7 1EP
  • Austin & Carnley, Albion Chambers, High Street, Leighton Buzzard, Bedfordshire, LU7 1DP
  • Ray Nixon Brown, 4-6 Church Square, Leighton Buzzard, Bedfordshire, LU7 1AE

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Linslade includes some of the following tasks:

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the mortgage company (where applicable)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Negotiating adjustments to the draft Transfer
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Dealing with the registration procedures for the change in ownership and the mortgage (if relevant) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.