Is there a reason to appoint a Linslade conveyancing company given that internet based alternatives are so much cheaper?
By all means make sure that you shop around for conveyancing costs in Linslade and you should seek a competitive fee calculation but don’t be focused with getting the cheapest Linslade conveyancer. Identifying the right conveyancer can be the difference between a seamless and a distressing house move. It is important that you ensure that you have expert advice from a trusted solicitor. An e-mail can never be as helpful as a telephone call and can never replicate a one to one consultation. Our partner firms will allocate you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from from the outset to completion, giving the sort of personalised service that you are unlikely to received from an web based conveyancer. Our lawyers will contact you regularly to update you on progress and keep you informed. Should it ever be necessary to contact the office you will be sure who to ask for and we'll ensure you are in the know.
I am the registered owner of a freehold premises in Linslade but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Linslade and has limited impact for conveyancing in Linslade but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
My aunt passed away last year and as sole heir and executor I was left the house in Linslade. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I decided to have a survey carried out on a house in Linslade before appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some lenders will not grant a mortgage on this type of property.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Linslade. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to other online quote calculators when it comes to conveyancing in Linslade?
At this site get a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Linslade. Unlike many estate agents and brokerage sites we do not have kick-back deals with solicitors. Many agents and online brokers 'recommend' the firm who pay the most commission, not the best value conveyancing in Linslade
What makes a Linslade lease unacceptable for security purposes?
There is nothing unique about leasehold conveyancing in Linslade. Most leases are drafted differently and drafting errors can sometimes mean that certain provisions are missing. For example, if your lease is missing any of the following, it could be defective:
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A provision to repair to or maintain elements of the property A provision for the recovery of money spent for the benefit of another party.
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Santander, The Mortgage Works, and Alliance & Leicester all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the purchaser to withdraw.
Linslade Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing
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How many years are left on the lease? It would be wise to discover as much as you can regarding the managing agents as they will either make living at the property much simpler or problematic. As the proprietor of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to day to day issues such as the upkeep of the common parts. Enquire of other tenants if they are happy with their service. Finally, find out the dates that the service fees are due to the appropriate party and specifically what you get for your money. Who manages the block?