I had intended to instruct a property lawyer in Cyncoed for our house move. Our financial adviser informed us that our mortgage company Alliance & Leicester won't deal with them. Why is this not regarded as unfair competition?
A bank may require a panel solicitor act for it. Borrowers are liable to meet the charges for this. Please make use of our tool to find a solicitor to carry conveyancing in Cyncoed on the Alliance & Leicester approved list of solicitors.
My wife and I are planning on selling our house in Cyncoed and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Cyncoed lawyer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Cyncoed. Having lived in Cyncoed for 4 years we know of no issue. Do we contact our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How does conveyancing in Cyncoed differ for new build properties?
Most buyers of new build property in Cyncoed contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Cyncoed typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cyncoed or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Cyncoed prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some banks tend not give a mortgage on this type of house.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cyncoed. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cyncoed to see if the conveyancing costs will increase in light of this.
What does commercial conveyancing in Cyncoed cover?
Cyncoed conveyancing for business premises incorporates a broad range of services, provided by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
How easy is it to change a solicitor as I need to find a Cyncoed based one who is on the lender conveyancing panel. How simple is it to change conveyancer?
If you haven't yet instructed a conveyancer to commence the conveyancing and have just received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Cyncoed that you're thinking of instructing.