Can I use your services to recommend a Conveyancing solicitor in Risca even where I’m not purchasing or selling a house, for instance if I want to acquire a shop in Risca with a loan from Coventry Building Society?
Our comparison service is predominantly there to locate residential conveyancing solicitors in Risca but we have set out towards the end of this page some Risca commercial conveyancing firms. You should enquire with the solicitors directly to see if they are also authorised to represent Coventry Building Society
I moved into my apartment on 3 September and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Risca expressed confidence that it will be registered inside ten days. Are titles in Risca uniquely lengthy to register?
As far as conveyancing in Risca is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can differ subject to who lodges the application, whether it is in order and if the Land registry have to notify any 3rd parties. As of today approximately three quarters of submission are completed within two weeks but occasionally there can be protracted delays. Registration is effected once the buyer is living at the premises thus 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.
I am buying a new build house in Risca benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent told me not reveal to my solicitor about this side-deal as it would adversely affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Risca prior to instructing solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders will refuse to give a loan on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Risca. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Risca to see if the conveyancing will be more expensive.
I need to instruct a conveyancing solicitor for some conveyancing in Risca. I've discover a web site which looks to be the ideal offering If there is a chance to get all the legals completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I bought a property in Risca last 17/7/2024 and to date it is still not recorded with HM Land Registry. It is part of a new estate and my lawyer told me that it can take 12 months to register. I have called HMLR directly and they say that the initial application was cancelled due to questions not being addressed in time. Should I be concerned?
Call your property lawyer - if you are not getting sensible responses, find out about their internal complaints process and amplify your problem to a Partner. Registrations for Risca conveyancing are not known to be significantly delayed.