I have been referred to a conveyancing solicitor in Kilburn Park. I I would like to check if they are accepted on the Halifax approved list of lawyers. Can you assist?
The first thing you should do is call your conveyancer and enquire if they are on the lender panel. Otherwise please get in touch with Halifax who may be able to help.
Have just purchased a repossessed house at auction in Kilburn Park. Conveyancing is required. What are my next steps?
Now that you have exchanged you will need to choose a conveyancing practitioner quickly as you now have a tight deadline in which to complete the purchase. All auction property will ordinarily have a corresponding legal set of papers. This will include evidence of title and search results. Where you are dealing with leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that your finances are in place to complete the transaction on the set completion date.
A friend advised me that in purchasing a property in Kilburn Park there could be various restrictions prohibiting external changes to a property. Is this right?
We are aware of a number of properties in Kilburn Park which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Kilburn Park should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to lenders such as Co-operative, do Kilburn Park conveyancers incur a fee to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We are close to exchanging contracts on the sale of our property in Kilburn Park and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a web based conveyancing firm rather than a conveyancing solicitor in Kilburn Park. We have lived in Kilburn Park for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get clarification that there is no issue.
It would appear that you have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
My wife and I purchased a renovated Georgian property in Kilburn Park. Conveyancing practitioner represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kilburn Park and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing solicitor who conducted the conveyancing.
I am purchasing my first flat in Kilburn Park with a mortgage from Alliance & Leicester . The builders would not budge the price so I negotiated 6k of additionals instead. The sale representative told me not disclose to my lawyer about this side-deal as it will impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What are my options where I am dissatisfied with the conveyancing practitioner who conducted my conveyancing in Kilburn Park?
Occasionally the level of service you receive is not as you expect, and unfortunately every so often matters do not go as planned. That being said there is recourse where you were unhappy with your conveyancing in Kilburn Park. This varies from trying to resolve matters directly with them, through to reporting a property lawyer to their governing body. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.