I am expecting a offer of a home loan from Nat West. My intention is to enlist the help of a Licensed Conveyancer in Kilburn. Does the Nat West Conveyancing panel include conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would prefer to use a specialised conveyancing solicitor in Kilburn?
Do check but the the likelihood is that give you one of their panel lawyers should you want the "fee-free" incentive. Speak to the bank and explore if they allow a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Kilburn.
Is it necessary to take out insurance to address the risk of chancel repairs when buying a property in Kilburn?
Unless a previous purchase of the house completed post 12 October 2013 you may expect conveyancing practitioners handling conveyancing in Kilburn to continue to suggest a chancel search and or insurance against a claim.
The deeds to my house can not be found. The solicitors who conducted the conveyancing in Kilburn 10 years ago no longer exist. What are my next steps?
Assuming you have a registered title the information relating to your proprietorship will be retained by HMLR under a Title Number. It is easy to perform a search at the Land Registry, locate your house and obtain current copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
Due to the input of my in-laws I had a survey completed on a house in Kilburn prior to instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks tend not issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kilburn. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kilburn to see if the conveyancing will be more expensive.
I am thinking of appointing a conveyancing solicitor in Kilburn for my house move. Can I see a firm’s record with the profession’s regulator?
Members of the public may review published Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.