My brother-in-law has suggested I instruct a conveyancing solicitor in Kilburn. I I am struggling to find out if they are accepted on the TSB approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is contact your conveyancer and enquire whether they can act for the bank. Alternatively please get in touch with TSB who may be able to confirm.
three months have elapsed following my purchase conveyancing in Kilburn concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a house in Kilburn in advance of retaining conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to give a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kilburn. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it simple use the search app to find a conveyancing lawyer in Kilburn on the panel for my lender?
First choose a mortgage company such as Santander, Chelsea Building Society or Godiva Mortgages Ltd then specify your location for example Kilburn. Conveyancing practices in Kilburn and across England and Wales will then be shown.
My cousin has recommend that I appoint his lawyers for conveyancing in Kilburn. Should I choose my own conveyancer?
Much as we are happy to recommend a Kilburn conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to get guidance from friends or relatives who have used the solicitor that you are considering.
I've recently bought a leasehold house in Kilburn. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Following months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Kilburn. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We can put you in touch with a Kilburn conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Kilburn property is 4 & 4A Charteris Road in June 2009. the Tribunal held that the price to be paid for the enfranchisement of 4/4a Charteris Road to be £15,510 for at 4and £15,694 for at 4a This case was in relation to 2 flats. The unexpired term as at the valuation date was 70.02 years.