The Kilburn conveyancing firm handling our Kilburn conveyancing has discovered a discrepancy when comparing the information in the valuation survey and what is in the legal papers for the property. My lawyer has advised that he needs to check that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s course or action legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am helping my step-mother sell her house in Kilburn. Does the conveyancer commission the EPC or do I organise this?
Following the demise of Home Information Packs, energy assessments was maintained a mandatory component of selling a property. An energy performance certificate should be commissioned before the property is marketed. This is not something that conveyancers ordinarily organise. If you are using a Kilburn conveyancing practitioner they may help arrange energy performance certificates given their contacts with long established local assessors
I happen to be the sole beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Kilburn. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be considered the same way as if I'd bought the house in January. Do I have to wait 6 months to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some mortgage companies would take a sensible view as this clause principally exists to identify the purchase and immediately sell or the flipping of property.
I am buying a property in Kilburn. One unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Barclays your lawyer must comply with the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Barclays where a lease fails to comply with these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Kilburn.
I have recentlybecome aware that Arc property Solicitors have been shut down. They conducted my conveyancing in Kilburn for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kilburn conveyancing specialists.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Kilburn is the location of the property. What do you suggest?
Flying freeholds in Kilburn are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kilburn you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kilburn may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the estate of my grandfather I am disposing of a residence in Newport but live in Kilburn. My solicitor (approximately 260 miles from mehas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in Kilburn to attest and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Kilburn based
I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable price which is making it more attractive. I have subsequently found out that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a leasehold house in Kilburn. Conveyancing solicitors have are soon to be appointed. Will they explain the issues?
Most houses in Kilburn are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. It is clear that you are buying in Kilburn in which case you should be looking for a Kilburn conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’spermission to conduct alterations. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the house is located on an estate. Your solicitor should advise you fully on all the issues.
Notwithstanding our best endeavours, we have been unsuccessful in negotiating a lease extension in Kilburn. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most definitely. We are happy to put you in touch with a Kilburn conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Kilburn residence is 4 & 4A Charteris Road in June 2009. the Tribunal held that the price to be paid for the enfranchisement of 4/4a Charteris Road to be £15,510 for at 4and £15,694 for at 4a This case was in relation to 2 flats. The unexpired residue of the current lease was 70.02 years.